Gram Wallet vs SpendNote

Gram Wallet is a secure and private crypto wallet built natively for Telegram users. Store, send, and manage crypto in a fast, secure, and lightweight wallet. Gram Wallet puts TON and Telegram at the center of the experience, while also supporting other networks, including Ethereum, Solana, TRON, BNB Chain, Base, Polygon, Arbitrum, Monad, Avalanche, and Hyperliquid. Explore TON DeFi, connect to decentralized apps, enjoy Telegram Gifts, and manage your assets from a wallet that feels simple, familiar, and ready for everyday use. Gram Wallet is built on the core engine behind MyTonWallet — a leading wallet in TON and beyond — and empowered by several exclusive Telegram-native features: • Add an extra layer of protection with unique Telegram 2FA. Connect your Telegram account in Settings to use Telegram-based verification. • Customize Gram Wallet with your Telegram profile. Link your .t.me domain to set up a Telegram avatar, making the wallet a natural extension of your digital identity in Telegram. Install Gram Wallet and explore Web3 with a simple, secure wallet built for Telegram users.

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/