Comparison

Expense Tracker vs MakeChange

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Manage your money privately and offline with an AI-powered expense tracker. Log transactions, scan receipts, set budgets, and track savings goals without needing an account or internet connection. Your financial data stays securely on your device.

Highlights
  • Offline-first operation
  • AI-powered financial assistant
  • Receipt scanning
  • Budget tracking with visual graphs
  • Customizable savings goals
  • Automated savings transfers
  • 100% privacy, no account needed
Read full description

Aegis: AI Expense Vault Take full control of your finances without giving up your privacy. Aegis is an offline-first personal finance app that requires no account and no login. Everything you earn, spend, and save stays entirely on your device - secure, private, and always available. YOUR FINANCIAL DASHBOARD, AT A GLANCE Your financial command center. Switch between months, set your monthly budget, and track it against three visual views — by category, by date, and by amount. See spending categories, recent transactions, and set up recurring payments so nothing gets missed. Quick-access icons give you one-tap entry to Settings, Reminders, and Advanced Analytics. ADD EXPENSES AND INCOME IN SECONDS Manually record any expense or income in just a few taps. In a hurry? Use the built-in receipt scanner — point your camera at any receipt and Aegis extracts the details instantly. No more forgotten transactions. AN AI ASSISTANT THAT UNDERSTANDS YOU Ask questions by typing or voice and get instant answers about your spending, income, and goals. Add or delete entries hands-free. The assistant spots patterns, highlights trends, and keeps you on top of your financial health around the clock. SET GOALS AND WATCH THEM GROW Define what you are saving toward and track progress with visual percentage indicators that update as you log your finances. SMART SAVINGS, AUTOMATED Create multiple saving cards with custom limits. At month end, Aegis automatically distributes remaining net income across your cards. When a card is full, overflow rolls into your default Emergency Fund automatically. BUILT FOR PRIVACY No account. No password. No data leaving your device. No bank sync, no ads, fully offline. Delete the app and everything goes with it — nothing left on any server. KEY FEATURES No login required - open and start immediately AI assistant with voice and text input Receipt scanning for instant logging Monthly budget tracking with visual graphs Category, date, and amount breakdowns Recurring payments management Advanced analytics Customizable saving cards with auto end-of-month transfers Emergency Fund with overflow protection Goal tracking with progress indicators Spending reminders 100% private - nothing leaves your device Aegis: AI Expense Vault - intelligent finance, total privacy.

About

MakeChange

Take control of your finances with this intuitive budgeting app. Track spending, plan bills, and build better money habits with personalized suggestions and AI assistance. Organize your financial timeline and make smarter financial decisions.

Highlights
  • Expense tracking
  • Bill planning
  • Budget management
  • Financial timeline organization
  • Money habit development
  • Personalized financial suggestions
  • AI-powered financial assistance
Features
Read full description

Your change starts here. MakeChange is a budgeting app built to help you take control of your money, stay organized, and make better financial decisions. Managing money shouldn't feel complicated. MakeChange gives you a simple way to keep track of your spending, plan for upcoming bills, and build better financial habits in one place. With MakeChange, you can: • Track your expenses and spending • Plan upcoming bills and subscriptions • Build and manage your budget • Organize your financial timeline • Develop better money habits • Get personalized financial suggestions • Use AI-powered financial assistance Whether you're creating your first budget, trying to stay ahead of your bills, or simply want a better understanding of where your money is going, MakeChange gives you the tools to take control. Your money. Your timeline. Make a change with your finances. MakeChange Premium is an optional auto-renewing subscription: • Premium Monthly — $9.99 per month • Premium Yearly — $59.99 per year A one-time 24-hour Day Pass ($1.99) is also available and does not renew. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://getmakechange.com/terms.html Privacy Policy: https://getmakechange.com/privacy.html

Screenshots

Expense Tracker4 screens
MakeChange4 screens

Verdict

The call

The clearest difference is rating: MakeChange at 5.0 against Expense Tracker's 2.0. MakeChange also leads on update cadence (daily vs every 3 days) and ratings volume (6 vs 1). Expense Tracker's advantage is in-app purchases (none vs 5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MakeChange sells 5 in-app purchases, starting at $4.99 per month. Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MakeChange holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: MakeChange has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 days, MakeChange daily. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 3 level
Expense Tracker versus MakeChange: the parameters behind the verdict, then further details
ParameterExpense TrackerMakeChange
PriceFreeFree
Rating2.0 (1 ratings)5.0 (6 ratings) — better
Number of ratings16 — better
Update frequencyEvery 3 daysDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size11 MB26 MB
Age rating4+4+
DeveloperAdil FaizanDOMINIC VINCENT CODA

In-app purchases

None

Expense Tracker

No in-app purchases

5 purchases

MakeChange

Subscriptions4
  • MakeChange Premium$4.991 Month
  • MakeChange Premium$9.991 Month
  • MakeChange Premium$29.991 Year
Show 1 more
  • MakeChange Premium$59.991 Year
One-time1
  • 24-Hour Day Pass$1.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is MakeChange free?
MakeChange is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or MakeChange?
MakeChange is rated higher. Expense Tracker averages 2.0 out of 5 from 1 ratings, while MakeChange averages 5.0 from 6 ratings.
Do Expense Tracker or MakeChange have ads?
Neither Expense Tracker nor MakeChange shows ads.
Which is updated more often, Expense Tracker or MakeChange?
Expense Tracker ships an update every 3 days, and MakeChange daily. Most recently, Expense Tracker was updated on November 5, 2026 and MakeChange on October 31, 2026.

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