Nudgrr vs Waltro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nudgrr
Read full descriptionHide full description
Nudgrr splits bills and hands you the perfect message to send. Enter any bill, split it between friends, pick your tone, and hit send. That is it. No awkward texts. No mental math. No waiting for someone else to bring it up. Nudgrr is the bill splitting app and payment reminder app in one, built for anyone who has ever fronted money for a group dinner, a group trip, rent, groceries, or a shared ride and then had to figure out how to ask for it back. Splitting a bill should not feel like a confrontation. Enter the total, choose how many people are splitting it, add a tip if there is one, and Nudgrr calculates exactly what each person owes. No spreadsheets, no mental math, no back of napkin guessing. It is a fast expense splitter for restaurants, group trips, rent, utilities, groceries, and any shared cost between friends, roommates, couples, or travel companions. Choose how you want to sound. Funny when the mood is right. Casual when it is no big deal. Passive aggressive when it has been three weeks. Serious when it really needs to happen. Nudgrr writes the message so you do not have to find the right words to ask for money back. It is part bill splitter, part message generator, part payment reminder, built so asking friends for money never feels awkward again. Track every split in the Waiting Game. See who has paid, who has not, and who needs another nudge. It works like a built in IOU tracker and debt tracker for your friend group, so you always know who owes you money and who you still owe. Your receipt is saved automatically so there is never any doubt about what was owed, when it was sent, or whether it was settled. Running a group trip or a shared project? The Project feature collects every expense in one place, like a group expense tracker built for travel, roommates, and shared budgets. Add receipts as you go, see the full balance for every person in the group, and send nudges directly from there. One trip. Every receipt. Zero chaos. Whether it is a weekend trip with friends, a shared apartment, a family vacation, or splitting costs with travel companions, the Project feature keeps every shared expense organized in one place. Nudgrr speaks your language. Eight languages are supported including English, Danish, German, French, Spanish, Japanese, Simplified Chinese, and Traditional Chinese. Set your currency once and forget about it, whether you are splitting bills at home or settling up after a trip abroad. Nudgrr is for the one who always pays first. The friend group that eats out every week. The roommates splitting rent and utilities. The couple splitting groceries and bills. The travel buddies figuring out who owes what after a trip. Anyone tired of doing the math and writing the text. Nudgrr handles both: the bill splitting and the asking. From a dinner split between friends to a round of drinks, a shared Uber, a festival ticket, a birthday gift everyone chipped in for, a parking ticket, a tank of gas on a road trip, a dorm room grocery run, or a work lunch with colleagues, Nudgrr covers the everyday moments where money changes hands between people who know each other. It is a money app for friend groups, an IOU app for roommates, a group payments app for couples, and a settle up app for anyone splitting costs with another person. No spreadsheets, no awkward group chat thread to figure out who owes what, no app switching to send a reminder. Open Nudgrr, enter the bill, split it, pick a tone, and send. It is built to be fast, simple, and a little less awkward than asking in person, whether you are the planner of the group or the one who always pays first. Nudgrr Unlimited unlocks unlimited nudges, full receipt history, and removes branding from your receipts, so you can keep using Nudgrr as your everyday expense splitter, bill splitter, group expense tracker, and payment reminder without limits. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Waltro
Effortlessly manage your finances by tracking expenses, creating budgets, and monitoring spending with a user-friendly interface. Log transactions with your voice, set savings goals, and gain insights into your financial habits. Keep your data secure with on-device storage and app lock features.
- Voice-activated expense logging
- Customizable budgets and spending alerts
- Savings goal tracking
- Financial insights and charts
- Bill and payday reminders
- On-device data security
- CSV and PDF export
Read full descriptionHide full description
Take control of your money with Waltro - Expense Tracker App. Managing your finances shouldn't be complicated. Waltro helps you track expenses, create budgets, monitor spending, and understand where your money goes — all with a beautiful, easy-to-use interface. Whether you're saving for a goal, cutting unnecessary spending, or simply keeping your finances organized, Waltro makes personal finance simple. Log expenses with your voice The fastest way to track spending — just say it. • Speak naturally: "coffee 250" — saved in seconds • Log several at once: "coffee 200, lunch 500 and taxi 300" • Smart category detection that learns your habits the more you use it • Add expenses hands-free with Siri Ask Waltro — your money, explained A built-in AI you can actually talk to about your spending. • "How much did I spend on food this month?" • "What should I cut back on?" • Ask out loud or type — the same button logs spending and answers questions • Real answers pulled straight from your own transactions — never made up • Every figure is calculated on your iPhone; with your permission, cloud AI writes the answer Track every expense Record daily expenses in seconds. • Quick expense & income entry • Custom categories • Notes and receipt photos • Daily "safe to spend" number • Recurring income & bills, tracked and auto-logged on their due date Create smarter budgets Stay on top of your monthly spending. • Monthly category budgets • Live budget progress • Overspending alerts • Month-end spending forecast Reach your savings goals Turn plans into progress. • Set goals with targets and dates • Track your progress visually • Celebrate every milestone Powerful insights Understand your spending habits. • Beautiful charts & breakdowns • Income vs. expenses • Spending trends & peak days • Monthly "wrap-up" story you can share Stay organized Everything in one place. • Search and filters • Bill reminders — log a bill with one tap, right from the notification • Payday reminders • No-spend streaks • Home Screen & Lock Screen widgets, plus a quick-add widget for your top categories • 11 beautiful themes Keep your data safe Your privacy comes first. • Data stored securely on your device • Cloud AI only with your permission — switch it off anytime in Settings • Sign in with Apple, Google, or email — or skip sign-in entirely as a guest • App Lock with Face ID or PIN • iCloud sync & backup • Export to CSV & PDF • Delete all your data anytime Designed for everyone Whether you're a student, freelancer, family, or business owner, Waltro helps you build better financial habits every day. Waltro Pro unlocks all premium features. Choose the plan that works for you: • Annual — $12.99 for the first year, then $14.99/year • Monthly — $2.99/month • Lifetime — $24.99, one-time purchase (pay once, yours forever) The Annual and Monthly plans are auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period. You can manage or cancel your subscription anytime in your App Store account settings. The Lifetime plan is a single one-time purchase and is not a subscription. Download Waltro today and start taking control of your money. Privacy Policy: https://ktm-studio.com/waltro/privacy/ Terms of Use: https://ktm-studio.com/waltro/terms/
Screenshots
Verdict
The clearest difference is ads: Nudgrr at none against Waltro's shown. Nudgrr also leads on iOS requirement (15.1 vs 26.0). Waltro's advantage is update cadence (every 3 days vs every 10 days). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Nudgrr sells 1 in-app purchase, starting at $4.99 per month and Waltro sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Nudgrr ships an update every 10 days, Waltro every 3 days. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | Nudgrr | Waltro |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 10 days | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 51 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | NoorLyfe | Sanam Shrestha |
In-app purchases
Nudgrr
- Nudgrr Unlimited7 Days trial$4.991 Month
Waltro
- Waltro Pro — Monthly$2.991 Month
- Waltro Pro — Annual1 Year trial$14.991 Year
- Waltro Pro — Lifetime$24.99









