BuTek vs Ledger Budget Tracker

BuTek — Smart Financial Management Manage your income, expenses, and savings all in one place. BuTek is your AI-powered personal finance assistant that helps you understand your spending, plan your budget, and reach your savings goals. WHY BuTek? Unlike other finance apps, BuTek securely encrypts and stores your data instead of connecting directly to your bank. You stay fully in control of your financial data. No ads. No data selling. FEATURES Smart Bill Scanning (AI) • Take a photo of your receipt or invoice • AI instantly detects store name, items, total amount, and category • Convert it into a transaction with one tap Multi-Wallet Management • Cash, bank accounts, credit cards, and savings wallets • Instant wallet-to-wallet transfers • Real-time balance tracking Category-Based Tracking • Food, transportation, groceries, bills, entertainment, and more • See exactly where every expense belongs • Instantly understand your spending habits Budget Planning • Set monthly budget goals • Get alerts at 80% and 100% thresholds • Instantly know if you're over or under budget Savings Goals • “Summer vacation,” “New phone,” “Emergency fund,” and more • Progress bars and deadlines for every goal • Turn small savings into big dreams AI Financial Advisor • Personalized spending analysis • Smart saving recommendations • Ask questions like: “How much did I spend this month?” “Which category am I overspending in?” Detailed Reports • Pie charts for category breakdowns • Monthly income vs expense comparisons • Export as PDF or CSV SECURITY • Face ID / biometric lock support • TLS encrypted transmission and secure storage • No third-party ad SDKs • One-tap permanent account deletion MODERN EXPERIENCE • Light and dark mode • Smooth animations • Turkish Lira, Dollar, Euro support • Haptic feedback • Turkish interface SEE YOUR FINANCIAL STATISTICS Automatic monthly summaries show how to improve spending habits and discover hidden expense patterns. WHO IS IT FOR? • Anyone who wants better budget control • Students, freelancers, families, professionals • Beginners to experienced planners COMPLETELY FREE All core features of BuTek are free. No ads. No forced purchases. Your financial health comes first. SUPPORT Questions? Reach us at: support@butek.net.tr Privacy concerns: privacy@butek.net.tr Start your financial freedom journey today. Add your first wallet, create your first budget, and feel the difference. BuTek — Live not by what you spend, but by what you plan.

Ledger is a calm, focused way to see where your money goes — no bank linking, no clutter, no ads. Budget in envelopes. Set a monthly limit for each spending category and watch it fill up as you log purchases. Get a gentle nudge at 85% and a clear alert when you go over. Pay down debt with intention. Track loans and credit cards side by side, log payments, and get reminded 5 days before anything is due — plus a heads-up if a card's utilization crosses 70% or 90%. Save toward what matters. Set savings goals, watch your progress, and add contributions whenever you have extra to put away. See it all at a glance. A single overview screen shows your spending, income, budgeted totals, and a category breakdown chart — the whole picture in one look. Private by design. Your data is yours: it's stored securely under your own account, never sold, never shown to advertisers. Lock the app with Face ID, Touch ID, fingerprint, or your device passcode so it stays private even if someone picks up your phone. No bank connections required. Every entry is yours to add — full control, nothing synced automatically, nothing you didn't put there yourself.