Comparison

Zuko vs Sable Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zuko

Features
Read full description

Cancel subscriptions without linking your bank. Zuko finds forgotten subs, alerts you before renewals, and walks you through canceling — all on your phone. Built for people who don't want their bank data scraped. WHY ZUKO • No bank login required. Your data stays on your device. • Renewal and trial reminders before you get billed. • Price change alerts when subscriptions hike. • Step-by-step cancel guides for popular services. • Import subscriptions from App Store receipts, bank PDFs, email, or scanned photos. • Long-cycle review surfaces yearly subs you forgot about. • Home Screen widget for next renewal at a glance. • Monthly and yearly totals with a management score. WHO IT'S FOR People tired of surprise renewals, apps demanding bank logins, forgotten free trials turning into paid charges, and yearly subs that auto-renew before you remember. PRIVACY Zuko works without bank connections. No Plaid. No screen scraping. No selling your transaction history. Your subscription data lives on your phone. PRO Zuko is free to start. Pro unlocks iCloud Sync, unlimited subscriptions, premium import (PDF, email, photo), and export. Stop surprise charges. Cancel without your bank.

About

Sable Spend

Consolidate all your financial accounts, including banks, credit cards, and investments, into a single, intuitive tracker. Gain insights into your spending, manage budgets, and work towards savings goals with AI-powered assistance. Offers optional tools for Halal finance and collaborative budgeting.

Highlights
  • Connect bank accounts and credit cards
  • Automatic budgeting and expense categorization
  • Track savings goals
  • AI-powered money assistant
  • Halal finance tools
  • Collaborative budgeting
  • Subscription tracking
Features
Read full description

Give every dollar a job, see your real net worth, and pay your Zakat with confidence. Sable puts every account, budget and goal in one private app, in US and Canadian dollars. SEE YOUR NET WORTH, CLEARLY • Link checking, savings, credit cards, 401(k), IRA and investment accounts at 12,000+ banks in the US and Canada through Plaid • Add manual accounts for anything else: cash, property, a car loan • Net worth history and a forecast that shows when you reach your goals ZERO-BASED BUDGETS THAT MATCH YOUR REAL SPENDING • Sable suggests budgets from your actual spending, so you start in minutes • Every transaction is categorized for you, with rules you control • Bills and subscriptions are found for you, so forgotten charges stop SAVINGS GOALS YOU CAN FUND • Set goals for an emergency fund, a home, a trip or a new car • Assign money from real accounts and see the time to each goal ZAKAT AND HALAL TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for an accurate nisab • Uses your real account balances, not a guess • Ethical spending report that shows spending at flagged companies MONEY FOR TWO • Create a household and share accounts, budgets and goals with your partner • See how you do together and one by one CANADIAN AND US DOLLARS, DONE RIGHT • Each account keeps its own currency • Totals convert at live exchange rates, in the currency you choose ASK YOUR MONEY ASSISTANT • Ask "Where did my money go this month?" or "Can I afford this trip?" • Answers come from your own transactions, and the assistant can set up budgets and goals for you PRIVATE BY DEFAULT • Bank connections are read-only, through Plaid. Sable never sees your bank password • Your data is encrypted and never sold • Your AI chats are never used to train models Sable is a personal finance tool. It is not a bank or a financial advisor. Also on the web at www.sablespend.com Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Zuko4 screens
Sable Spend4 screens

Verdict

The call

The clearest difference is rating: Zuko at 5.0 against Sable Spend's 4.2. Sable Spend's advantage is update cadence (every 3 days vs every 2 weeks) and ratings volume (5 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zuko sells 3 in-app purchases, starting at $2.99 per month and Sable Spend sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Zuko holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Sable Spend has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Zuko ships an update every 2 weeks, Sable Spend every 3 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Zuko versus Sable Spend: the parameters behind the verdict, then further details
ParameterZukoSable Spend
PriceFreeFree
Rating5.0 (1 ratings) — better4.2 (5 ratings)
Positive reviews—100.0% of reviews
Number of ratings15 — better
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.4 — better
Further details — not scored
Size29 MB69 MB
Age rating4+4+
Developerabiodun oyetomiUSAMA KHAN

In-app purchases

3 purchases

Zuko

Subscriptions2
  • Zuko Pro Monthly$2.991 Month
  • Zuko Pro Yearly14 Days trial$19.991 Year
One-time1
  • Zuko Pro Lifetime$29.99
4 purchases

Sable Spend

Subscriptions4
  • Sable Special Monthly1 Month trial$4.991 Month
  • Sable Ultra1 Month trial$9.991 Month
  • Sable Special Yearly1 Month trial$49.991 Year
Show 1 more
  • Sable Ultra Yearly1 Month trial$99.991 Year

Questions

Is Zuko free?
Zuko is free to download, with in-app purchases available.
Is Sable Spend free?
Sable Spend is free to download, with in-app purchases available.
Which has better reviews, Zuko or Sable Spend?
Zuko is rated higher. Zuko averages 5.0 out of 5 from 1 ratings, while Sable Spend averages 4.2 from 5 ratings.
Do Zuko or Sable Spend have ads?
Neither Zuko nor Sable Spend shows ads.
Which is updated more often, Zuko or Sable Spend?
Zuko ships an update every 2 weeks, and Sable Spend every 3 days. Most recently, Zuko was updated on October 24, 2026 and Sable Spend on October 25, 2026.

Other comparisons