Comparison

DIW vs moneki

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

DIW

Features
Read full description

Splitting the bill shouldn't be the awkward part of dinner. DIW keeps track of shared expenses for you β€” trips, flatshares, dinners, gifts β€” so nobody has to do maths at the table or chase anyone for money afterwards. HOW IT WORKS β€’ Create a group for a trip, a flat, or a regular crew β€’ Add an expense once and choose how to split it β€’ Everyone sees the same running balance, updated instantly β€’ Settle up and the balance clears SPLIT IT YOUR WAY β€’ Equally between everyone β€’ By percentage β€’ By exact amounts β€’ Between only some people in the group ALWAYS KNOW WHERE YOU STAND β€’ One running balance per friend and per group β€’ Green means you're owed, red means you owe β€’ Smart settle-up works out the fewest transfers needed to clear a group BUILT TO BE QUICK β€’ Sign in with a passkey or Google β€” no password to remember β€’ Invite friends with a QR code or a link β€’ Categories and notes keep expenses easy to recognise β€’ Get notified when someone adds an expense or pays you back WORKS WHEREVER YOU ARE β€’ 12 languages β€’ Expenses in 31 currencies β€’ Amounts and dates shown in your local format FREE, WITH AN OPTIONAL UPGRADE DIW is free to use and every splitting feature is included. The free version shows ads. If you would rather not see them, an optional subscription removes every ad and supports development. Nothing else changes, and your data is never sold. DIW only records that a payment happened. It does not move, hold, or process money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://diw.vn/privacy

About

moneki

Features
Read full description

Splitting a bill should take ten seconds, not ten minutes of squinting at a receipt and doing sums in the group chat. Moneki reads the receipt for you. SCAN AND SPLIT Photograph the receipt. Moneki pulls out every line item, the subtotal, service charge and GST. Tap who had what β€” one tap per person per dish. Shared plates split automatically between whoever touched them. SPLIT HOWEVER YOU LIKE By item, evenly, or by parts when someone had two drinks and everyone else had one. Service charge and tax spread proportionally, so nobody quietly overpays. GROUPS THAT REMEMBER Make a group for a trip, a flat, or a regular dinner crowd. Share a link and people join β€” no accounts to chase, no app store detour for them to find you. Every expense lands in one running tab. BALANCES, NOT SPREADSHEETS Moneki always knows who owes whom and how much. Settle in full or pay part of it, and the balance updates for everyone straight away. ANY CURRENCY Spent in yen, thinking in dollars. Moneki converts at the rate on the day, keeps the original amount on the receipt, and totals the group in one currency. TWO LANGUAGES Full English and δΈ­ζ–‡. Moneki is free. You get 5 receipt scans a month at no cost, and everything else β€” groups, manual expenses, balances, settling up β€” is unlimited and always free. Unlimited Scans removes the monthly cap and all ads: β€’ Monthly β€” auto-renewing subscription β€’ Lifetime β€” one payment, yours forever Payment is charged to your Apple ID at confirmation of purchase. A monthly subscription renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel it any time in your Apple ID settings. Privacy Policy: https://moneki.site/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

DIW4 screens
moneki4 screens

Verdict

The call

The clearest difference is update cadence: moneki at daily against DIW's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. DIW sells 2 in-app purchases, starting at $0.99 per month and moneki sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DIW ships an update weekly, moneki daily. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

Scorecard1 real difference Β· 5 level
DIW versus moneki: the parameters behind the verdict, then further details
ParameterDIWmoneki
PriceFreeFree
Update frequencyWeeklyDaily β€” better
AdsYesYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.0 β€” better
Further details β€” not scored
Size114 MB32 MB
Age rating4+4+
DeveloperLE NGUYEN TRONG HUUShi Hui Ooi

In-app purchases

2 purchases

DIW

Subscriptions2
  • DIW Premium Monthly7 Days trial$0.991 Month
  • DIW Premium Yearly7 Days trial$7.991 Year
2 purchases

moneki

Subscriptions1
  • Unlimited Scans$0.991 Month
One-time1
  • Unlimited Scans Forever$4.99

Questions

Is DIW free?
DIW is free to download, with in-app purchases available.
Is moneki free?
moneki is free to download, with in-app purchases available.
Do DIW or moneki have ads?
Both DIW and moneki show ads.
Which is updated more often, DIW or moneki?
DIW ships an update weekly, and moneki daily. Most recently, DIW was updated on November 9, 2026 and moneki on November 6, 2026.

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