Comparison

Bills Tracker vs Centee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bills Tracker

Manage recurring expenses and income with a clear overview of upcoming payments. Organize bills by month, set budget goals, and receive timely reminders to avoid late fees. All your financial data is stored locally for maximum privacy.

Highlights
  • Dashboard overview
  • Monthly bill organization
  • Recurring bill setup
  • Customizable categories
  • Budget goals
  • Income tracking
  • Bill reminders
  • Calendar view
Features
Read full description

Bills Tracker is the simple, powerful way to take control of your monthly bills and expenses. Designed for people who want to stay on top of their finances without the complexity of traditional budgeting apps. Whether you're managing rent, utilities, subscriptions, or any recurring expense, Bills Tracker gives you a clear picture of what's due, what's paid, and what's coming up — all at a glance. KEY FEATURES Dashboard at a Glance See your full financial picture the moment you open the app. Your dashboard shows total expenses, income, payment progress, and urgent bills that need attention right away. Monthly Bill Management Organize bills by month with automatic status tracking. Bills are marked as overdue, due today, due tomorrow, or upcoming so you always know what needs your attention first. Master Bill List Set up your recurring bills once and Bills Tracker automatically generates them each month. No more manually adding the same bills over and over. Smart Categories Organize your bills with customizable categories including Housing, Utilities, Transport, Insurance, Subscriptions, Groceries, Health, Education, and more. Create your own categories with custom icons and colors. Budget Goals Set spending targets for each category and track your progress throughout the month. Stay within budget with visual progress indicators. Income Tracking Track your income alongside expenses to get a complete view of your monthly cash flow. Bill Reminders Never miss a due date with customizable reminders. Choose when to be notified so you always pay on time. Calendar View See all your bills laid out on a calendar for easy visual planning of your month ahead. Category Reports Detailed breakdowns of spending by category help you understand where your money goes and find areas to save. PRIVACY FIRST All your data is stored locally on your device. No accounts required, no cloud servers, no data collection. Your financial information stays completely private. WORKS EVERYWHERE Bills Tracker runs natively on iPhone, iPad, and Mac with a beautiful interface optimized for each platform. Your data syncs seamlessly across all your Apple devices with iCloud (Premium). PREMIUM FEATURES Unlock even more with Bills Tracker Premium: Cloud Sync across all devices Smart Insights and Spending Forecasts Subscription Tracker Net Worth Calculator Bill Split with friends and family Payment History Achievements and Year in Review CSV/PDF Export Backup and Restore And much more Download Bills Tracker today and start taking control of your finances.

About

Centee

Easily log expenses using voice commands or by scanning receipts with AI. This app helps you track spending, income, and bills, providing simple AI-powered reports for better financial awareness. It's designed for quick daily tracking without needing bank account links.

Highlights
  • Log expenses by voice
  • Scan receipts and bills with AI
  • Track spending, income, and subscriptions
  • AI spending reports and summaries
  • Attach photos to records
  • Widgets and shortcuts for fast capture
Features
Read full description

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html

Screenshots

Bills Tracker4 screens
Centee4 screens

Verdict

The call

The clearest difference is rating: Centee at 5.0 against Bills Tracker's 1.0. Centee also leads on iOS requirement (17.0 vs 26.4). Bills Tracker's advantage is in-app purchases (none vs 3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Centee sells 3 in-app purchases, starting at $2.99 per month. Bills Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Centee holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Bills Tracker ships an update every 2 days, Centee every 3 days. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Bills Tracker versus Centee: the parameters behind the verdict, then further details
ParameterBills TrackerCentee
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings11
Update frequencyEvery 2 days — betterEvery 3 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS26.417.0 — better
Further details — not scored
Size4 MB31 MB
Age rating4+4+
DeveloperMaster Global Tech Pty Ltd依欢 孙

Customer experience

Bills Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Centee

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bills Tracker

No in-app purchases

3 purchases

Centee

Subscriptions2
  • Flow Pro Monthly3 Days trial$2.991 Month
  • Flow Pro Yearly3 Days trial$19.991 Year
One-time1
  • Flow Pro Lifetime$39.99

Questions

Is Bills Tracker free?
Bills Tracker is free to download, with no in-app purchases.
Is Centee free?
Centee is free to download, with in-app purchases available.
Which has better reviews, Bills Tracker or Centee?
Centee is rated higher. Bills Tracker averages 1.0 out of 5 from 1 ratings, while Centee averages 5.0 from 1 ratings.
Do Bills Tracker or Centee have ads?
Neither Bills Tracker nor Centee shows ads.
Which is updated more often, Bills Tracker or Centee?
Bills Tracker ships an update every 2 days, and Centee every 3 days. Most recently, Bills Tracker was updated on October 10, 2026 and Centee on October 15, 2026.

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