Degrau vs Thumal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Degrau
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O Degrau Gestão Patrimonial é o app definitivo para quem quer ter controle total sobre sua vida financeira. Cadastre seus ativos (imóveis, investimentos, veículos, renda fixa, renda variável) e passivos (financiamentos, dívidas, cartões), e veja em tempo real seu Patrimônio Líquido calculado automaticamente. Indicadores financeiros profissionais: • Índice de Liquidez • Índice de Alavancagem • PL/Renda Anual • EBITDA Pessoal • Reserva de Emergência • Índice de Endividamento Patrimonial Rankings anônimos comparativos: Compare seu patrimônio com outros brasileiros por faixa etária, estado civil e profissão — de forma 100% anônima. Projeção patrimonial: Simule como seu patrimônio evolui em 5, 10 e 20 anos com base no seu histórico. Score de Saúde Financeira: Receba um score de 0 a 100 com recomendações personalizadas para melhorar sua situação financeira. Relatório em PDF: Exporte um relatório completo com todos os seus dados, indicadores e rankings para compartilhar com seu consultor financeiro.
Thumal
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Your smart companion's allowance to organize your daily expenses Thumal answers the permanent question, where did my salary go? Easily record your expenses, or auto-link to record transactions from bank messages via Apple shortcuts, then track your spending, budget, and financial goals from one place. With Thumal you can: • Automatically record expenses from banking transaction messages after preparing the shortcut. • Manually adding and modifying expenses. • Classify your expenses to know where your owner is going. • Follow up your monthly spending and budget. • See reports that help you understand your financial habits. • Create financial goals and follow up your progress towards achieving them. • Know the amount you need to save to reach your goals on time. It doesn't just record numbers; it helps you form a clearer picture of your financial behavior and make better decisions over time. Your expenses are clearer. Your goals are closer. And your money is under your eyes.
Screenshots
Verdict
The clearest difference is device support: Degrau at 3 against Thumal's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Degrau ships an update every 3 weeks, Thumal every 2 weeks. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.
| Parameter | Degrau | Thumal |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 32 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | Guilherme Pezerico | Mowaffaq Alhazmi |
In-app purchases
Degrau
No in-app purchases
Thumal
No in-app purchases









