Comparison

Degrau vs Thumal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Degrau

Features
Read full description

O Degrau Gestão Patrimonial é o app definitivo para quem quer ter controle total sobre sua vida financeira. Cadastre seus ativos (imóveis, investimentos, veículos, renda fixa, renda variável) e passivos (financiamentos, dívidas, cartões), e veja em tempo real seu Patrimônio Líquido calculado automaticamente. Indicadores financeiros profissionais: • Índice de Liquidez • Índice de Alavancagem • PL/Renda Anual • EBITDA Pessoal • Reserva de Emergência • Índice de Endividamento Patrimonial Rankings anônimos comparativos: Compare seu patrimônio com outros brasileiros por faixa etária, estado civil e profissão — de forma 100% anônima. Projeção patrimonial: Simule como seu patrimônio evolui em 5, 10 e 20 anos com base no seu histórico. Score de Saúde Financeira: Receba um score de 0 a 100 com recomendações personalizadas para melhorar sua situação financeira. Relatório em PDF: Exporte um relatório completo com todos os seus dados, indicadores e rankings para compartilhar com seu consultor financeiro.

About

Thumal

Features
Read full description

Your smart companion's allowance to organize your daily expenses Thumal answers the permanent question, where did my salary go? Easily record your expenses, or auto-link to record transactions from bank messages via Apple shortcuts, then track your spending, budget, and financial goals from one place. With Thumal you can: • Automatically record expenses from banking transaction messages after preparing the shortcut. • Manually adding and modifying expenses. • Classify your expenses to know where your owner is going. • Follow up your monthly spending and budget. • See reports that help you understand your financial habits. • Create financial goals and follow up your progress towards achieving them. • Know the amount you need to save to reach your goals on time. It doesn't just record numbers; it helps you form a clearer picture of your financial behavior and make better decisions over time. Your expenses are clearer. Your goals are closer. And your money is under your eyes.

Screenshots

Degrau4 screens
Thumal3 screens

Verdict

The call

The clearest difference is device support: Degrau at 3 against Thumal's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Degrau ships an update every 3 weeks, Thumal every 2 weeks. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 5 level
Degrau versus Thumal: the parameters behind the verdict, then further details
ParameterDegrauThumal
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size32 MB40 MB
Age rating17+4+
DeveloperGuilherme PezericoMowaffaq Alhazmi

In-app purchases

None

Degrau

No in-app purchases

None

Thumal

No in-app purchases

Questions

Is Degrau free?
Degrau is free to download, with no in-app purchases.
Is Thumal free?
Thumal is free to download, with no in-app purchases.
Do Degrau or Thumal have ads?
Neither Degrau nor Thumal shows ads.
Which is updated more often, Degrau or Thumal?
Degrau ships an update every 3 weeks, and Thumal every 2 weeks. Most recently, Degrau was updated on October 14, 2026 and Thumal on October 8, 2026.

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