Comparison

Subscription Tracker vs Penni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Tracker

Features
Read full description

Pebble is a private subscription tracker for people who want to know exactly what renews next without giving a finance app access to their bank. Track streaming plans, apps, software tools, cloud storage, memberships, free trials, and recurring bills in one calm dashboard. Add a subscription manually in seconds, choose the billing cycle, set the next renewal date, attach the payment method, save cancellation notes, and let Pebble show the real monthly and yearly cost. Magic Import helps you move faster: scan a subscription screenshot and review detected subscriptions before adding them. Pebble also supports service templates, custom categories, multiple currencies, logo search, and clear spending insights so your subscription list stays readable instead of turning into another messy budget app. Stay ahead of charges: - See upcoming renewals and trial endings - Get local reminders before money leaves - Check a calendar of future payments - View monthly and yearly totals - Organize subscriptions by category - Use Home Screen widgets for next renewals - Sync with iCloud across Apple devices - Export your list to CSV when needed Pebble is built for manual tracking, privacy, and simple control. It does not require bank login, Plaid, open banking, bill negotiation, or cancellation concierge access. Free users can track a small list. Unlock once for unlimited tracking, Magic Import, multiple reminders, iCloud sync, widgets, logo search, custom categories, multi-currency, CSV export, and insights. No recurring plan. By using Bezel Studio, you agree to the Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Penni

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

Highlights
  • Private by design, no sign-up required
  • Track expenses and income
  • Set gentle budgets
  • Manage savings goals
  • Financial health score
  • Home and Lock Screen widgets
  • iCloud sync and backup
Features
Read full description

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

Screenshots

Subscription Tracker4 screens
Penni4 screens

Verdict

The call

The clearest difference is iOS requirement: Penni at 18.0 against Subscription Tracker's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Tracker sells 1 one-off in-app purchase and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Subscription Tracker versus Penni: the parameters behind the verdict, then further details
ParameterSubscription TrackerPenni
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size12 MB59 MB
Age rating4+12+
DeveloperParth AntalaOTHMANE MDIDET

In-app purchases

1 purchases

Subscription Tracker

One-time1
  • Pebble Unlimited$1.99
3 purchases

Penni

Subscriptions3
  • Monthly$3.991 Month
  • 3 Months$9.993 Months
  • Yearly$29.991 Year

Questions

Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Is Penni free?
Penni is free to download, with in-app purchases available.
Do Subscription Tracker or Penni have ads?
Neither Subscription Tracker nor Penni shows ads.

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