NetBudget vs Budget

How much do you really have left at the end of the month? NETbudget works it out in minutes: you enter your income and expenses, the app does the rest. No connection to your bank, ever. Your budget lives on your phone, and with an account, whatever syncs is encrypted before it leaves, with a key only you hold. A BUDGET YOU READ AT A GLANCE • Money left this month, expenses by family (needs, wants, savings) and the whole year in one table • A pictogram for every line, found from its name: basketball, transit pass, health plan • Expenses by period: skiing in winter, holidays in summer • Several income sources, each with its own deductions, plus income tax withheld at source in 32 countries • Loans with a full schedule, a 15-currency converter, PDF export OFFICIAL BENCHMARKS, NOT OPINIONS Your housing, grocery or dining share against the average household in your country: Eurostat in Europe, BLS in the United States, ONS in the United Kingdom, Statistics Canada, ABS in Australia. The source and the year are always shown. A 50/30/20 benchmark that adapts to your profile, your city and your housing. A COACH THAT CITES ITS SOURCES 282 tips, filtered by your age, household, housing and country. Each one cites its official page and its verification date: unclaimed benefits, regulated savings, taxes, insurance. A tip of the week every Monday. A BUDGET FOR TWO, OR MORE One invitation code, and the shared budget shows on both sides. Each of you keeps a private space. As a family: up to six people, three spaces, the household's birthdays and projects. ONE SPACE PER PROJECT Wedding, trip, baby, party: three questions, and the budget is set with its lines, its timeline and its reminders. NOTIFICATIONS WORTH THE INTERRUPTION The monthly check-in, the tip of the week, a project milestone coming up. You set the weekly cap. FREE TO START Budget, loans and converter are free, with no account and no time limit. The Solo, Duo and Family plans add the Coach, projects, shared spaces and encrypted sync. No advertising, ever. Eight languages, 59 countries, 499 cities with their cost of living. Built in France by an independent developer. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.netbudget.app/privacy

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.