BreadStack vs Basis

BreadStack: Envelope Budget App Take control of every dollar with the envelope budgeting method — the system proven to stop overspending and build real saving habits. BreadStack turns your money into spending stacks. Assign every dollar a job before it leaves your account. Know exactly what you have left for groceries, rent, fun money, and everything else — in real time. HOW IT WORKS Create stacks for each spending category. Set a budget. Spend. Your balances update as you go. No spreadsheets. No guessing. FEATURES • Spending Stacks — Unlimited envelopes for every category • Budget Calculator — 50/30/20, 70/20/10, or fully custom splits • Savings Goals — Track progress toward any financial goal • Spending Insights — See exactly where your money goes each month • Transaction History — Every dollar logged in one place • Home Screen Widget — Check balances without opening the app • Parent Portal — Share read-only access for family accountability • Dark mode, fully optimized WHY BREADSTACK Most budgeting apps track spending after the fact. BreadStack works before you spend. You see the limit before you swipe — so you stay in control. Built for college students, young professionals, and anyone ready to stop wondering where their money went. GET STARTED FREE Download free. No credit card required. Upgrade to Pro when you're ready for advanced features. Terms of Use: https://breadstackapp.com/terms Privacy Policy: https://breadstackapp.com/privacy

Basis is a budgeting app built on one old rule: pay yourself first. Most apps track what you spend and call whatever's left at the end of the month "savings". For most people, that number is zero. Basis flips the order: on payday, your saving rate comes off the top — like a bill. What's left is what you budget, across categories you define. Then, at the end of the period, nothing settles silently. You close the month yourself: every overspent category gets an explicit decision, cover it from savings, or carry it and start next month tighter. Leftovers sweep into savings with one tap. Basis doesn't just track saving. It causes it. THE METHOD • Save first: your saving rate is set aside on payday, before any budgeting happens • Budget the rest across your own categories: rent, groceries, whatever fits your life • Close each period deliberately: settle overspends, sweep the surplus MEASURED AGAINST YOU, NOT A RULEBOOK • Every category charts this period against your own usual pace — "13% under your usual at day 13" • Average per day, projection to period end, and your past periods as bars: drift is visible before it becomes a problem • The capital chart draws the money you've kept across every payday, from your first period to today FAST TO LIVE WITH • Log an expense in two taps with the custom keypad • Or scan the receipt: the text is read on-device and the photo never leaves your phone • Recurring expenses post themselves • Home-screen widgets for quick logging and an at-a-glance balance AND IT'S COMPLETELY PRIVATE No bank link, no account, no cloud. Basis runs entirely on your phone. FREE FOREVER No subscription, no ads, no in-app purchases, no premium tier. Basis has no running costs, so it has no price. That's the whole deal.