PocketMates vs Qopa

One budget for two. Every expense either of you adds shows up on both phones in real time — no spreadsheets, no "did you pay that?". PocketMates is a money tracker built for couples, and it works just as well on your own. Add a purchase in two taps, by voice or from a photo of the receipt. You can start without creating an account. TOGETHER • One shared space: accounts, budgets and goals you both see • Private accounts and goals only you can see • See who added what • One Premium subscription covers both of you TRACK SPENDING AND INCOME • Split a receipt across categories, transfers with fees, refunds • Automatic category rules, tags and your own categories • Multi-currency accounts: USD, EUR, GBP, PLN, UAH and more • Import bank statements • Automatic sync with monobank (Ukraine) PLAN AHEAD • Monthly budgets per category with an alert at 80% • Subscriptions and recurring bills with reminders — and a heads-up when a service changes its price • Credit cards and installment plans under control • Savings goals and multi-year savings plans • Forecast of what's left by the end of the month • Tips on how much to set aside for a goal each month and how to pay off debts faster FAST • Home Screen and Lock Screen widgets, Control Center controls • Siri and Shortcuts: add an expense or check a balance without opening the app • Face ID or passcode lock, hide balances with one tap • Dark mode and your own accent colour INVESTMENTS • A stock and ETF portfolio with live prices FREE AND PREMIUM Expense tracking, bank sync and this month's analytics are free. Premium removes the limits on accounts, budgets, categories, rules and scheduled payments, and adds 12 months of analytics, savings plans and CSV import. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pocketmates.app/privacy

Qopa is an app for a couple's shared finances. Shared money and personal money sit side by side, every movement knows whose it is, and the totals add themselves up. A shared budget breaks down over bookkeeping, not over money: one pays by card, the other in cash, and part of the spending is shared. A month later nobody remembers who put in what, or why there is less in the account than it felt like. Qopa keeps that record for you. WHAT'S INSIDE • Shared money and personal money in one place • See who put in what • Any currencies, with your own rates • Monobank import for spending • A plan and a twelve-month forecast • Cash, banks, crypto, investments, debts PRIVACY The key is derived from your password on the device, the data is encrypted there too, and only ciphertext ever reaches the server. The developer cannot read your accounts or your amounts. No ads, no data selling. WHO IT'S FOR For a couple who keep a shared budget and still have money of their own. And for one person who wants an honest record without the cloud and without ads. SUBSCRIPTION Qopa Monthly — $1.99 · Qopa Yearly — $9.99 (7 days free) · Qopa Lifetime — $24.99 one-off. Payment is charged to your Apple ID account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renew in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qopa.qbdp.online/privacy.html Made in Ukraine