Comparison

Bonsave vs FreedomPilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bonsave

This app connects your financial accounts to provide daily AI-driven insights and summaries of your spending, net worth, and savings goals. Chat with your AI assistant to ask questions about your finances and track your full portfolio in one place.

Highlights
  • Daily AI financial insights
  • Chat with AI assistant
  • Consolidated account view
  • Automated transaction categorization
  • Portfolio tracking (stocks, crypto, real estate)
  • Budgeting and goal setting
Features
Read full description

Looking at your money shouldn't feel like work. Bonsave brings your accounts together and tells you what's going on, in plain language. Connect your accounts and meet Bonnie, your personal financial assistant. She delivers one focused insight every morning to help you build lasting wealth. Like tending a bonsai tree, a little attention each day adds up to something real. ONE INSIGHT, EVERY MORNING Bonnie watches your accounts and surfaces one observation each day. You might wake up to: "Your grocery spending is up 35% this month, mostly from a few larger trips." "You'll cross $100k net worth around June at your current pace. First time, by the way." "You're carrying $1,742 on your credit card at 21% APR. Paying it before the statement closes saves about $31." "Saturdays cost you about 2x what other days do, mostly food and shopping." Each insight is short, useful, and yours to keep. Browse by category, scroll back through your history, and thumbs up or down so Bonnie learns what's helpful to you. Want more? Ask Bonnie about any insight and she picks up the thread with your numbers. CHAT WITH BONNIE ANYTIME Have a question about your money? Use chat. Bonnie has your accounts, transactions, holdings, and budgets all loaded, so you can ask things like "what did I spend on coffee last month" or "am I saving enough" and get a real answer grounded in your actual data. EVERYTHING IN ONE VIEW Checking, savings, credit cards, and investment accounts in a single feed. Your net worth is one number that updates as your money moves, and any account is one tap from its full balance history. SPENDING THAT MAKES SENSE Transactions are automatically categorized using AI. Compare this month to last, notice the patterns you'd otherwise miss, and keep an eye on every recurring charge, including the ones that quietly raised their price. YOUR FULL PORTFOLIO Track stocks, ETFs, retirement accounts, and crypto. Add the harder-to-see stuff too, like real estate or private holdings, and it shows up alongside the rest. SEE WHERE YOU'RE HEADED Bonsave projects your net worth forward from your real income, savings, and investments, and shows the range of outcomes rather than one hopeful line. Set a retirement age or a financial independence target, and see the year you get there and how likely it is to hold. BUDGETS AND PRIORITIES Set monthly budgets and tell Bonnie what you're working toward. She factors both into every insight, so what she surfaces actually matters to you. MAKE IT YOURS Pick a colour theme and a matching app icon, and lock the app behind Face ID. PRIVACY YOU CAN ACTUALLY TRUST Account connections run through Plaid, the same provider used by Venmo, Robinhood, and Coinbase. Bonsave never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and everything in it, any time. Try it free. Your money is doing things every day. Bonsave helps you notice. Terms of Use (EULA): https://bonsave.app/terms Privacy Policy: https://bonsave.app/privacy

About

FreedomPilot

This app consolidates your financial accounts, bills, and goals to provide a clear picture of your spending capacity and a personalized plan for financial freedom. It offers AI-powered guidance and proactive insights to help you manage your money effectively.

Highlights
  • Safe-to-Spend calculation
  • Personalized financial goal planning
  • Transaction and spending analysis
  • Complete financial picture monitoring
  • AI-powered financial guidance
  • Proactive financial insights and reminders
  • Manual and connected account modes
Features
Read full description

Your bank shows what you have. FreedomPilot shows what you can safely spend. FreedomPilot brings your cash, bills, credit cards, subscriptions, spending, investments, debt, and financial goals together—then helps turn that information into a clearer plan for what comes next. KNOW WHAT YOU CAN SAFELY SPEND A bank balance doesn’t tell the whole story. FreedomPilot’s Safe-to-Spend helps you understand what’s actually available after considering upcoming bills, credit card payments, subscriptions, and other obligations. BUILD YOUR FREEDOM PLAN Turn your financial goals into a step-by-step roadmap. See what to focus on now, what comes next, and how your progress can move you closer to financial freedom. SEE WHERE YOUR MONEY GOES Understand transactions, daily spending trends, and merchant activity so you can see where your money is going and make more informed decisions. TRACK YOUR COMPLETE FINANCIAL PICTURE Monitor cash, investments, liabilities, and net worth together. See more than individual account balances—understand the bigger picture. ASK FREEDOMPILOT Get personalized AI-powered guidance based on your FreedomPilot financial data. Ask about cash flow, upcoming bills, subscriptions, debt payoff, spending, retirement planning, and more. STAY AHEAD Morning Briefs, upcoming bill reminders, and financial insights help bring important information to you when it matters—not just when you remember to open the app. USE FREEDOMPILOT YOUR WAY Start in Manual Mode and manage your finances yourself, or use Connected Mode to securely connect supported financial accounts for automatic updates and deeper insights. BUILT FOR THE ROAD AHEAD Whether you’re trying to get control of spending, pay down debt, build savings, understand your net worth, or work toward greater financial freedom, FreedomPilot gives you one place to see where you stand and what comes next. YOUR MONEY. YOUR PLAN. YOUR FUTURE. Financial freedom doesn’t happen overnight. It starts with understanding where you are, deciding where you want to go, and having the right tools to help you get there. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bonsave4 screens
FreedomPilot4 screens

Verdict

The call

The clearest difference is review sentiment: Bonsave at 100% against FreedomPilot's 40%. Bonsave also leads on rating (5.0 vs 3.0). FreedomPilot's advantage is ratings volume (6 vs 2) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bonsave sells 2 in-app purchases, starting at $7.99 per month and FreedomPilot sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bonsave holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 100% of Bonsave's written reviews are positive against 40% of FreedomPilot's.

UpkeepUpdate frequency

Bonsave ships an update every 8 days, FreedomPilot every 5 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Bonsave versus FreedomPilot: the parameters behind the verdict, then further details
ParameterBonsaveFreedomPilot
PriceFreeFree
Rating5.0 (2 ratings) — better3.0 (6 ratings)
Positive reviews100.0% of reviews — better40.0% of reviews
Number of ratings26 — better
Update frequencyEvery 8 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size71 MB38 MB
Age rating4+4+
DeveloperBonsave, LLCFreedomPilot LLC

Customer experience

Bonsave

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

FreedomPilot

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

2 purchases

Bonsave

Subscriptions2
  • Bonsave Pro14 Days trial$7.991 Month
  • Bonsave Ultra14 Days trial$14.991 Month
6 purchases

FreedomPilot

Subscriptions6
  • FreedomPilot Basic$6.991 Month
  • FreedomPilot Pro Monthly$10.991 Month
  • FreedomPilot Wealth Builder Monthly$15.991 Month
Show 3 more
  • FreedomPilot Basic Yearly$69.991 Year
  • FreedomPilot Pro Yearly$109.991 Year
  • FreedomPilot Wealth Builder Yearly$159.991 Year

Questions

Is Bonsave free?
Bonsave is free to download, with in-app purchases available.
Is FreedomPilot free?
FreedomPilot is free to download, with in-app purchases available.
Which has better reviews, Bonsave or FreedomPilot?
Bonsave is rated higher. Bonsave averages 5.0 out of 5 from 2 ratings, while FreedomPilot averages 3.0 from 6 ratings.
Do Bonsave or FreedomPilot have ads?
Neither Bonsave nor FreedomPilot shows ads.
Which is updated more often, Bonsave or FreedomPilot?
Bonsave ships an update every 8 days, and FreedomPilot every 5 days. Most recently, Bonsave was updated on October 8, 2026 and FreedomPilot on October 14, 2026.

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