Monet vs QuickTransfer

Money that moves with you. Monet is a cross-border fintech app for people and businesses working beyond one country. Open a Monet account, access eligible virtual account details, receive payments and manage international money movement in one place. ACCESS BEYOND BORDERS Eligible non-U.S. residents can complete identity verification without a U.S. Social Security number, using the identification required for their country. Supported Mexican identity documents are accepted for eligible applicants through our verification providers. Requirements depend on your residence and the service you use; U.S. residents may need an SSN or other accepted tax identification. Account services require identity verification and provider approval. VIRTUAL ACCOUNTS & ACH ACCESS Get local receiving details for the currencies available to your verified account. Eligible USD virtual accounts support receiving ACH bank transfers. Share your approved account details to receive permitted payments, and send to supported bank accounts and local payment destinations. Available currencies, payment sources, fees and delivery times depend on your account and route. INVOICING FOR GLOBAL WORK Create and share invoices, organize customer payments and reuse invoice templates. Accept bank payments in the currencies supported by your available virtual accounts. Keep your invoices and payment activity together, whether you work with clients nearby or across borders. AI INSIGHTS FOR YOUR MONEY Explore your spending and transaction activity with AI insights. Ask questions, spot spending patterns and better understand where your money goes. Insights use available account data and can be incomplete or mistaken; check the underlying transactions before making decisions. CONNECTED FINANCIAL INFRASTRUCTURE Monet integrates services from providers including Bridge, Stables, Coinbase and Transak to support eligible account, funding and transfer features. The provider available to you depends on your location and the service. Review the displayed fees, exchange rate and payment details before confirming. We are building broader access to financial tools for people and businesses across borders. Monet is a financial technology company, not a bank. Virtual account and payment services are provided through third-party providers. Availability varies by country, residency, verification status and provider approval. Not every user is eligible for every service. A virtual account does not by itself make your Monet balance a bank deposit or provide deposit insurance.

QuickTransfer is one of the fastest and cheapest ways to send money from Europe to your loved ones. WHY QUICKTRANSFER - Fast bank deposits direct to the recipient's account - Live locked exchange rates before you pay - Low, transparent fees - and no fee at all on larger transfers to selected destinations - Full KYC and compliance via our EU-licensed payout partner - Pay securely with any debit or credit card HOW IT WORKS 1. Sign up in under 2 minutes 2. Verify your identity once (KYC) 3. Add a recipient with their bank account details 4. Enter the amount and lock your rate 5. Pay with card and we send the money to their bank account WHERE YOU CAN SEND Open the app to see every destination available to you today, along with the live rate and the exact fee before you confirm. We add new destinations regularly. SAFE AND REGULATED QuickTransfer is operated by European International Institute, Lda in partnership with Belmoney S.A., a licensed payment institution supervised by the National Bank of Belgium and passported across the EEA under PSD2. NEW IN THIS VERSION - Sign up and log in with Apple - Unlock the app with Face ID - Notifications when your money is delivered - Upload requested documents right in the app