Comparison

CloudPayments Личный кабинет vs Облигатор

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CloudPayments Личный кабинет

Features
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CloudPayments — сервис для приёма онлайн-платежей и работы с кассой и чеками в одном Личном кабинете. В приложении доступен весь функционал Личного кабинета: управление платежами, аналитика, контроль операций, выгрузка документов — прямо с телефона. Подходит для владельцев бизнеса и команд, которые работают с онлайн-продажами и хотят держать все показатели под контролем. Что доступно в приложении: — Отслеживание платежей и транзакций — Проверка статусов оплат и возвратов — Контроль продаж в реальном времени — Аналитика по операциям — Работа с возвратами — Просмотр и выгрузка документов Аналитика и контроль Следите за ключевыми показателями: обороты, успешные и отклонённые платежи, динамика продаж. Все данные адаптированы под мобильный формат. Поддержка Чат с поддержкой всегда под рукой — можно быстро задать вопрос и решить задачу без лишних действий. Уведомления Оперативная информация о платежах и изменениях по операциям. Личный кабинет всегда под рукой Все функции веб-версии CloudPayments — теперь в удобном мобильном формате.

About

Облигатор

Features
Read full description

Облигатор is a precise bond yield calculator and portfolio tracker powered by live Moscow Exchange (MOEX) market data. If you hold bonds in a brokerage account and want to know your real yield to maturity, track coupon payments, and evaluate put/call offers, Облигатор does the math quickly and without extra steps. CALCULATIONS YOU CAN TRUST The app computes yield to maturity (YTM), current yield, and duration. Amortization, offers, and accrued coupon income (ACI/НКД) are handled correctly. No shortcuts, just proven financial formulas. MULTI-ACCOUNT PORTFOLIO Track holdings across multiple brokerage accounts and view consolidated analytics by issuer, maturity, and yield. All data is stored locally on your device, with no sign-up and no sharing with third parties. CATALOG AND MOEX DATA The bond catalog is built from public Moscow Exchange (MOEX) data. Filter issues by type, issuer, maturity, and yield to find the right bonds in a few taps, right inside the app. PAYMENT CALENDAR AND REMINDERS The coupon and maturity calendar shows upcoming payments for your holdings. Local notifications remind you about coupons, offers, and maturity dates, so important events never slip by. WHAT-IF CALCULATOR Explore scenarios: how does your yield change at a different entry price or holding period? The target yield calculator shows the purchase price needed to reach your goal. Облигатор is a calculation tool, not a source of investment advice. Every figure helps you make your own informed decisions. Download Облигатор and analyze bonds the way a serious investor should.

Screenshots

CloudPayments Личный кабинет4 screens
Облигатор4 screens

Verdict

The call

The clearest difference is ads: CloudPayments Личный кабинет at none against Облигатор's shown. Облигатор's advantage is update cadence (every 5 days vs every 11 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CloudPayments Личный кабинет ships an update every 11 days, Облигатор every 5 days. The most recent releases landed on October 8, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 6 level
CloudPayments Личный кабинет versus Облигатор: the parameters behind the verdict, then further details
ParameterCloudPayments Личный кабинетОблигатор
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 11 daysEvery 5 days — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size1 MB10 MB
Age rating4+4+
DeveloperCloudPayments LLCEhroz Niyozbekov

In-app purchases

None

CloudPayments Личный кабинет

No in-app purchases

None

Облигатор

No in-app purchases

Questions

Is CloudPayments Личный кабинет free?
CloudPayments Личный кабинет is free to download, with no in-app purchases.
Is Облигатор free?
Облигатор is free to download, with no in-app purchases.
Do CloudPayments Личный кабинет or Облигатор have ads?
Облигатор shows ads; CloudPayments Личный кабинет does not.
Which is updated more often, CloudPayments Личный кабинет or Облигатор?
CloudPayments Личный кабинет ships an update every 11 days, and Облигатор every 5 days. Most recently, CloudPayments Личный кабинет was updated on October 8, 2026 and Облигатор on September 23, 2026.

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