财记Folio vs Wealth Navigator 财富领航

【为什么选择财记】 ◎ 价格自动更新：打开即是最新行情与净值，市值一眼看清，不用一个个去查价。 ◎ 截图导入，告别手抄:把券商、基金 App 的持仓页截图拖进来，自动识别代码、名称、数量、成本;交易记录也支持截图导入，自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完：A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账：自己设定频率与金额，到期自动提醒并记账，不再漏单，成本曲线一目了然。 ◎ 分红记录：A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持：选择主币种，汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产，想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据，一切只在你的设备与你的 iCloud 之间。 个人资产记账工具，不提供任何投资建议、交易撮合或收益预测。 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Wealth Navigator is a privacy-first personal and family asset management app that brings your investments from banks, brokerages, funds, Alipay, WeChat, precious-metals platforms, and other investing apps into one ledger, so you can clearly see your holdings value, return changes, asset allocation, and family overview. Core capabilities: Privacy first, local by default Your asset details stay on your device by default. When you turn on sync, your data goes into your own private iCloud space and your iCloud Family Sharing space — never to servers operated by Wealth Navigator. Screenshot recognition, holding entry, and return viewing are all designed around uploading less, exposing less, and staying in control. Family wealth sharing Use iCloud Family Sharing to view a family asset overview, shared holdings, and collaboration status. You can bring assets that suit joint management into the family view while keeping personal assets private, so family finances stay collaborative but bounded. Bring investments from every app together Import assets from different platforms by screenshot recognition, search, or manual entry, and organize them on one holdings page. The app summarizes current market value, yesterday's return, holding profit, return rate, and asset category, so you can see the whole picture from a single entry point. Supports many asset types Currently supported: bank wealth management products, A-shares, Hong Kong stocks, U.S. stocks, equity and hybrid funds, index funds and ETFs, overseas and QDII funds, U.S.-stock funds, AI-themed funds, bond funds, FOF and pension funds, REITs, currency and cash, personal pensions, insurance coverage, gold, silver, platinum, crypto assets, and custom assets. Precious metals can be recorded by weight, purity, accumulation channel, and physical form — suitable for savings gold, investment gold bars, silver bars, and similar use cases. You can use Wealth Navigator to: - Consolidate holdings and returns from different investing apps - View total assets, yesterday's return, holding profit, and asset allocation - Import fund and brokerage holdings pages quickly via screenshot recognition - Record precious metals, cash, insurance, pensions, and custom assets manually - Build a family asset view and share assets suited to joint management - Sync your local ledger across your own devices with iCloud Wealth Navigator does not provide trading services for securities, funds, insurance, or crypto assets, and does not constitute investment advice. Always rely on the relevant financial institution, trading platform, or official statement for your asset data.