Comparison

财记Folio vs Ownlog

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

财记Folio

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

Highlights
  • Automatic price updates
  • Screenshot import for holdings
  • Multi-asset dashboard
  • Dollar-cost averaging tracking
  • Dividend record display
  • Multi-currency support
Features
Read full description

【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Ownlog

Features
Read full description

Ownlog — Know the value of every item Ownlog is a personal asset tracker that helps you catalog, track, and analyze everything you own. - Item Logging — Record brand, model, purchase price, date, and condition with photos and receipts - Asset Valuation — Track current worth, depreciation, and total net value across all items - Lifecycle Tracking — Mark items as active, idle, retired, or sold — full history included - Smart Analytics (Pro) — Purchase heatmap, category breakdowns, ROI analysis, annual spending reports - Resale Assistant — Generate ready-to-post secondhand listings with one tap - Item Compare — Side-by-side comparison of price, value, and cost-per-use - Bilingual — Full Chinese and English support Terms of Use (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://personal-assets.349245467.workers.dev/

Screenshots

财记Folio4 screens
Ownlog3 screens

Verdict

The call

The clearest difference is device support: Ownlog at 3 against 财记Folio's 1. Ownlog also leads on iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 财记Folio sells 3 in-app purchases, starting at $3.99 per 3 months and Ownlog sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

财记Folio ships an update weekly, Ownlog every 11 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
财记Folio versus Ownlog: the parameters behind the verdict, then further details
Parameter财记FolioOwnlog
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly — betterEvery 11 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size25 MB64 MB
Age rating4+17+
Developer沥翔 柳磊 江

In-app purchases

3 purchases

财记Folio

Subscriptions2
  • 财记Folio 季度$3.993 Months
  • 财记Folio 年付7 Days trial$7.991 Year
One-time1
  • 财记Folio · 永久买断$29.99
3 purchases

Ownlog

Subscriptions2
  • Monthly Subscription$0.991 Month
  • 年付$6.991 Year
One-time1
  • lifecycle$7.99

Questions

Is 财记Folio free?
财记Folio is free to download, with in-app purchases available.
Is Ownlog free?
Ownlog is free to download, with in-app purchases available.
Do 财记Folio or Ownlog have ads?
Neither 财记Folio nor Ownlog shows ads.
Which is updated more often, 财记Folio or Ownlog?
财记Folio ships an update weekly, and Ownlog every 11 days. Most recently, 财记Folio was updated on October 28, 2026 and Ownlog on October 24, 2026.

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