财记Folio vs Asset Packet

【为什么选择财记】 ◎ 价格自动更新：打开即是最新行情与净值，市值一眼看清，不用一个个去查价。 ◎ 截图导入，告别手抄:把券商、基金 App 的持仓页截图拖进来，自动识别代码、名称、数量、成本;交易记录也支持截图导入，自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完：A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账：自己设定频率与金额，到期自动提醒并记账，不再漏单，成本曲线一目了然。 ◎ 分红记录：A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持：选择主币种，汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产，想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据，一切只在你的设备与你的 iCloud 之间。 个人资产记账工具，不提供任何投资建议、交易撮合或收益预测。 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Asset Packet is a local-first personal asset manager built around a card-based overview. You can customize card styles and track cash, bank accounts, real estate, stocks, funds, gold, and other assets and liabilities in one place. Each asset category is presented as a card, so you can quickly scan totals, open details, and keep daily records organized. Key features: - Card-based overview for assets, liabilities, holdings, rules, and charts - Customizable cards, allowing you to display your assets in the way you prefer - Cash and fixed asset records with owner, currency, platform, notes, and custom card appearance - Stock, fund, crypto, and gold holdings with public price lookup for local valuation - Liability tracking for mortgages, credit cards, consumer loans, and other debt - Manual ledger records for increases and decreases on individual assets - Recurring rules for deposits, repayments, investments, and routine adjustments - Net worth, total assets, liabilities, allocation, and strategy charts - Import and export for local backup and device migration - App Lock, privacy overlay, recycle bin, theme settings, module management, and card sorting Privacy-first design: Asset Packet does not require an account. User-entered assets, liabilities, holdings, rules, notes, and card backgrounds are stored locally on the device. Exported backups are controlled by the user. Network access is used only for public market prices, exchange rates, Apple purchase status, email support, and related app functions. Important notice: Asset Packet is a personal record, valuation, and organization tool. It does not provide investment advice, securities consulting, fund sales, insurance sales, loan matching, payment services, brokerage services, trade matching, automated trading, tax advice, accounting advice, or legal advice. Public price data may be delayed, inaccurate, or temporarily unavailable and should not be used as the basis for financial decisions. Privacy Policy URL：https://www.assetpacket.top/privacy.html Terms/EULA：https://www.assetpacket.top/terms.html