CaratPay vs Savnex

CaratPay – Digital Platform for Retail Jewellers CaratPay is a digital platform built exclusively for retail jewellers to manage gold savings plans, customer workflows, and bullion operations in a simple and structured way. Designed as a jeweller-first solution, CaratPay enables businesses to digitise their gold savings ecosystem while maintaining full control over customer relationships. What you can do with CaratPay • Launch your own white-label gold savings app • Digitally onboard and manage customers • Enable real-time and automated savings plans • Support real-time gold booking for customers • Track transactions, instalments, and activity logs • Request physical gold delivery as per your process Gold savings, simplified CaratPay helps jewellers organise and track gold savings schemes operated by them. • View customer savings balances • Monitor instalments and booking history • Maintain structured and transparent records All savings plans are fully managed by jewellers independently. Built for operational efficiency Bring your day-to-day gold operations into one place with tools designed for clarity, control, and scalability. CaratPay acts as an operational platform and does not function as a consumer investment or trading app. Important Disclosures • CaratPay does not offer investment products • CaratPay does not promise returns or appreciation • CaratPay does not provide financial advice • CaratPay does not offer lending or credit facilities • All gold savings schemes are managed independently by jewellers

Savnex - Smart Payments & Money Management Savnex is a modern financial app designed to simplify everyday payments, expense tracking, and merchant interactions. Easy Payments • Pay instantly using UPI • Scan & pay via QR codes • Fast and secure transactions Track Your Finances • View complete transaction history • Monitor your spending • Stay organized effortlessly Merchant Ledger • Track credits and payments with merchants • Transparent and shared ledger system Split Expenses • Create groups and manage shared expenses • Track contributions easily Cashback & Offers • Receive cashback on eligible transactions • Access merchant-funded promotional offers Secure & Reliable • OTP-based login and biometric authentication • Encrypted data and secure systems Disclaimer Cashback and rewards are promotional benefits provided by merchants and are not guaranteed earnings.