Comparison

Rocco vs Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rocco

Access quick cash advances from $20-$250 to cover expenses and avoid overdraft fees. Features personalized budgeting, spending insights, and automated alerts. Requires linking a bank account with direct deposits and identity verification.

Highlights
  • Cash advances up to $250
  • Personalized budgeting tools
  • Spending insights
  • Automated overdraft alerts
  • No credit checks
  • No interest or late fees
Currently charting
Read full description

Rocco Subscription Information *Not all subscribers qualify for Cash Advance and few qualify for $250. Depending on eligibility, Cash Advance offers range from $20-$40 for first-time customers and $20-$250 for all others. Expedited delivery is available for a $1.99-$14.99 fee and usually arrives within 20 minutes. Standard delivery takes up to two business days. Tipping is voluntary, ranges from 0%-20% of the Cash Advance amount, and does not impact your eligibility for future Cash Advances. Rocco offers a 14-day trial. Once the trial concludes, Rocco charges an auto-recurring $8.99/month subscription fee for cash advance, personalized budgeting tools, spending insights, and automated alerts to help prevent overdrafts. If you do not wish to pay the subscription fee, you must cancel your subscription by visiting “Billing” in the mobile app or contacting hello@roccoapp.com. Cash Advance 101 Rocco offers qualifying subscribers $20-$250 to help pay expenses (such as groceries, gas, and bills) and avoid overdraft fees when they're in a pinch. You must first link a bank account with at least 3 recurring direct deposits and pass an identity verification check. The amount of money you can take (i.e., your eligibility) refreshes daily. Rocco uses several data points—including, but not limited to, your income amount and spending patterns—to determine your eligibility. Rocco does not run a hard credit check. When you take cash, you agree to a repayment date to pay your outstanding balance. Your repayment date will be your next predicted direct deposit date. Rocco has no legal right to repayment. There is no mandatory minimum or maximum repayment term and Rocco does not charge interest or late fees. Rocco does not sell your personal data to third parties. Learn more about our privacy policy: roccoapp.com/privacy-policy. You can learn more about our terms at https://roccoapp.com/terms-of-service. Questions? You can contact us by emailing us at hello@roccoapp.com Rocco Finance, Inc. 8 The Green Suite A Dover, DE 19901

About

Split

Features
Read full description

Split the bill the easy way — whether it's tonight's dinner or an ongoing trip or group event. LIVE SPLIT — the whole table, on their own phones Put Split's QR on the table. Everyone scans, taps the items they had, and the total adds up in real time, tax and tip handled. No app or account needed to join. No spreadsheet, no "who had the steak?", no chasing anyone for money. GROUPS — for expenses that don't end after one night Roommates, trips, couples, teams — keep a running tally of who paid and who owes whom. Split any expense the way that's actually fair: evenly, by exact amounts, by percentage, by shares, or by item. Every split type comes with a plain-English explanation, so everyone understands exactly how it was divided. Split does the math and shows the simplest way to settle up. SCAN ANY RECEIPT Snap a photo and Split reads the line items, tax, and tip. Assign each item with a tap, fix anything inline. Foreign receipts convert to your currency automatically. PAY OR GET PAID IN A TAP Settle up through Venmo, Cash App, PayPal, and more — right from the split. Free to start. Split Pro unlocks unlimited groups, members, receipt scans, and Quick Splits. Split Pro is $3.99/month and renews automatically. Your account is charged at confirmation of purchase; it renews unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your store account settings. Terms of Use (EULA): https://split.foundrystudiolabs.com/terms Privacy Policy: https://split.foundrystudiolabs.com/privacy

Screenshots

Rocco4 screens
Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Rocco at none against Split's 1. Rocco also leads on chart position (#39 vs unranked). Split's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split sells 1 in-app purchase, starting at $3.99 per month. Rocco asks for nothing beyond the download.

UpkeepUpdate frequency

Rocco ships an update fortnightly, Split every 10 days. Both last shipped on November 5, 2026.

Scorecard4 real differences · 7 level
Rocco versus Split: the parameters behind the verdict, then further details
ParameterRoccoSplit
PriceFreeFree
Rating4.6 (1.8K ratings) — better—
Positive reviews19.3% of reviews—
Number of ratings1.8K — better—
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationSubscription—
Best chart rank#39 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size73 MB20 MB
Age rating4+4+
DeveloperRocco Finance Inc.Foundry Studio Labs LLC

In-app purchases

None

Rocco

No in-app purchases

1 purchases

Split

Subscriptions1
  • Split Pro$3.991 Month

Questions

Is Rocco free?
Rocco is free to download, with no in-app purchases.
Is Split free?
Split is free to download, with in-app purchases available.
Do Rocco or Split have ads?
Neither Rocco nor Split shows ads.
Which is updated more often, Rocco or Split?
Rocco ships an update fortnightly, and Split every 10 days. Most recently, Rocco was updated on November 5, 2026 and Split on November 5, 2026.

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