Montly. vs Budgetree
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Montly.
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Montly is a beautifully designed personal finance app that helps you take control of your money — without the complexity. WHAT YOU CAN DO - Track income from multiple sources (salary, freelance, investments) - Log expenses with categories and notes - Set up recurring bills with smart reminders - Create savings goals and watch your progress - See your monthly balance at a glance - Multi-currency support - Available in English & Portuguese DESIGNED TO BE SIMPLE No bank connections. No complex spreadsheets. Just a clean, fast, beautiful place to manage your money. MONTLY PREMIUM Unlock the full experience: - Unlimited expenses, income accounts and savings goals - Category budgets and spending insights - Smart bill reminders - Secure cloud sync across your devices - Support an indie developer Monthly Subscription – $1.99/month Yearly Subscription – $14.99/year Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID settings. PRIVACY FIRST Montly does not sell your data. We don't track you. We don't run ads. Your financial data is yours. QUESTIONS? Email us at support@montlyapp.com — we read every message. Privacy Policy: https://montlyapp.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budgetree
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Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.
Screenshots
Verdict
Montly. and Budgetree are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Montly. sells 2 in-app purchases, starting at $1.99 per month and Budgetree sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
| Parameter | Montly. | Budgetree |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 103 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Braulio Santos | 李耀 张 |
In-app purchases
Montly.
- Montly. Premium$1.991 Month
- Montly. Premium$12.991 Year
Budgetree
- 月度会员$1.99
- 季度会员$3.99
- 买断版$4.99
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- 年度会员$9.99









