Ibotich vs Holo

Take control of your money — no tracking, no cloud uploads. Ibotich is a genuine fully offline expense tracker. No ads, no registration required, no data uploading. All your billing records stay strictly local on your device, bringing simplicity, security and purity back to personal finance management. Easily manage daily expenses, family budgets, travel costs and project funds with independent account books for different scenarios. Key Features • Fully Offline All data is stored locally on your device, never uploaded to servers, no user behavior tracking. • Ad-Free & No Disturbance No pop-up ads or marketing promotions, keep you focused on bookkeeping. • Multiple Account Books Create separate books for daily life, travel, family and business scenarios. • Quick Record Entry Support income, expense, transfer and loan transactions. • Auto Recurring Bookkeeping Automatically record periodic bills such as rent, utilities and salary. • Budget Management Track monthly budget usage in real time to plan your expenses rationally. • In-Depth Data Statistics Multi-dimensional analysis of spending trends, category proportion and member consumption. • Excel Export Export transaction records anytime for permanent backup and analysis. • Local Offline Backup Backup and restore your data without relying on cloud services. • Multi-Account Management Unified management of cash, bank cards, Alipay, WeChat Pay and more accounts. If you are looking for a bookkeeping app that is ad-free, no mandatory registration, privacy-safe, and fully in your own control — Ibotich is exactly what you need.

A lot happens every day: what you spent, what you finished, whether your habits held up, how you slept, and the ideas that crossed your mind. Holo puts those scattered records into one clear life dashboard — your life database. Use Holo to track expenses, manage to-dos, build habits, and capture notes and ideas. With Apple Health permission, view steps, sleep, stand hours and workouts. Holo's calendar and Memory Gallery help you review each day instead of losing records across different apps. If you enable AI data processing, HoloAI can organize your records, categorize entries, summarize recent status, and surface clues worth revisiting. AI-generated content is for reference only and is not medical, financial, legal or investment advice. What you can do with Holo: - Expense tracking: log spending, income, categories and accounts, with billing cycles and project budgets. - Screenshot billing: send a bill screenshot to HoloAI and it extracts the amount, category and account (requires AI consent). - To-dos & lists: organize tasks, plans and errands. - Habit tracking: record completions and see your streaks. - Notes & ideas: save thoughts, tags and references; HoloAI automatically groups related notes into topics. - Calendar reviews: look back with weekly and monthly views. - Memory Gallery: long-term change, organized into easy reads. - Health stats: read-only steps, sleep, stand and workout data from Apple Health, plus a new sleep-stage timeline, 24-hour activity distribution and vitals trends. - Home Screen widgets: tasks, habits and spending at a glance — check off habits right from the widget. - AI organization: with your permission, assist categorizing, summarizing and connecting records. - iCloud sync: your records sync across devices via your own iCloud private database. - Data controls: privacy policy, terms, and account/data deletion in-app. Privacy & data: - Holo uses no third-party ad tracking. - Holo does not proactively store the raw text, voice audio or full context you send to AI as user profiles. - For security, rate limiting and troubleshooting, the Holo backend keeps minimized technical logs or summaries, purged on schedule. - Raw health data from Apple HealthKit is never written to or synced with Holo's iCloud database; when AI features need health context, a minimal health summary is sent to the Holo backend and third-party AI services only after you consent to AI data processing.