Expense Tracker vs BeWealthy
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Expense Tracker
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Track every expense in second and finally see where your money goes. Stop wondering where your salary disappeared. Monivo helps you build better money habits - without the overwhelm. Whether you're trying to spend less, save more, or just know where your money goes each month, Monivo gives you a clear picture of your finances in seconds. TRACK EXPENSES EFFORTLESSLY Add expenses in a tap, organize them by category, and watch your spending patterns emerge over time. Swipe to delete, tap to edit - it just works. SAVINGS GOALS THAT ACTUALLY WORK Set a goal, make deposits, and track your progress. Monivo shows you exactly how close you are and reminds you when a deadline is near. CHARTS THAT MAKE SENSE Daily, weekly, monthly, and yearly breakdowns - visualized as clean bar and pie charts. See which categories eat up your budget and when you tend to overspend. RECURRING EXPENSES & REMINDERS Never forget a subscription or bill again. Set up recurring expenses and custom reminders so nothing slips through the cracks. BUDGET LIMITS Set a monthly spending limit and get a clear view of how much headroom you have left. Stay on track without obsessing over every transaction. CLEAN, DISTRACTION-FREE DESIGN Monivo is designed to get out of your way. Dark interface, smooth navigation, and no ads. MONIVO PREMIUM Unlock the full experience: unlimited categories, full transaction history, advanced charts, and more. Cancel anytime. --- Your finances, finally under control. Terms of Use (EULA): https://annapiekarz.github.io/monivo-app-legal/terms-of-use Privacy policy: https://annapiekarz.github.io/monivo-app-legal/privacy-policy
BeWealthy
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Your whole financial life in one number. BeWealthy pulls everything you own and everything you owe into a single balance, updated every day. Bank accounts, cash, brokerage portfolios, crypto, government bonds, real estate, loans and credit cards all live in one place, in one balance. EVERYTHING YOU OWN, IN ONE BALANCE - Cash, bank and savings accounts - Stocks and ETFs with live prices - Crypto across exchanges and wallets - Government bonds and fixed income - Real estate and physical assets - Loans, leases and credit cards on the liabilities side A NET WORTH CHART THAT MAKES SENSE Watch your wealth build over 1 week, 1 month, 3 months, 1 year, 5 years or since day one. Pull down to refresh and every stock, ETF and crypto position reprices at once. REAL RETURNS, NOT GUESSWORK Every position shows what you paid versus what it's worth now. Portfolio-level returns are calculated with XIRR, so deposits and withdrawals at different times don't distort the picture. Currency effects are shown separately from actual performance. A BUDGET BUILT AROUND HOW YOU ACTUALLY SPEND - Monthly limit overall and per category - Spending breakdown by category, with progress toward every limit - Savings rate calculated automatically - Five different views of the same month: donut, calendar, bars, percentages and trend - Recurring transactions for rent, subscriptions and instalments SHARED EXPENSES WITH FRIENDS Create a pool for a trip, a flat or a project, add the people involved, and log who paid for what. BeWealthy splits it and shows exactly who owes whom โ no separate app needed. GOALS THAT KEEP YOU MOVING Set a target, track your pace, and see the streak of months you've kept contributing. Your main goal sits right on the dashboard. LIVE PRICES FROM SOURCES YOU KNOW Stocks, ETFs and crypto refresh automatically. Set price alerts and get notified when something hits your target. WORKS IN YOUR CURRENCY Hold assets in multiple currencies and see everything converted into your base currency, with exchange-rate effects broken out. BRING YOUR DATA IN AND OUT Import CSV or Excel statements from your bank, your broker or your crypto exchange, and export everything back to CSV whenever you want. Your data is never locked in. ON YOUR HOME SCREEN Widgets put your net worth, budget progress and goals one glance away. PRIVATE BY DESIGN No ads. No selling your data. Ever. Lock the app behind Face ID and hide your balances with one tap when someone's looking over your shoulder. BEWEALTHY PRO Unlock investments, crypto, bonds and real estate, Pro analytics and forecasts, price alerts, CSV import and export, Home Screen widgets, all currencies and more โ with a 3-day free trial. Terms of Use (EULA): https://bewealthy.cloud/terms/ Privacy Policy: https://bewealthy.cloud/privacy/
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against BeWealthy's shown. Expense Tracker also leads on iOS requirement (15.0 vs 17.0). BeWealthy's advantage is update cadence (every 3 days vs every 2 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and BeWealthy sells 6 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 weeks, BeWealthy every 3 days. Both last shipped on October 31, 2026.
| Parameter | Expense Tracker | BeWealthy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 3 days โ better |
| Ads | No โ better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 55 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Anna Piekarz | Jakub Klamka |
In-app purchases
Expense Tracker
- Premium Monthly$3.991 Month
- Premium Yearly$29.991 Year
BeWealthy
- BeWealthy Pro Weekly3 Days trial$2.997 Days
- BeWealthy Pro7 Days trial$2.997 Days
- BeWealthy Pro7 Days trial$5.991 Month
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- BeWealthy Pro3 Days trial$27.991 Year
- BeWealthy Pro โ Annual1 Year trial$34.991 Year
- BeWealthy Pro Lifetime$59.99
Questions
Is Expense Tracker free?
Is BeWealthy free?
Do Expense Tracker or BeWealthy have ads?
Which is updated more often, Expense Tracker or BeWealthy?
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