Outflow Expenses vs SpendCents

Outflow Expenses — Spend Smarter Take control of your finances with the cleanest expense tracking experience on iOS. A beautiful, fast way to understand where your money goes. Smart Expense Entry Type a merchant name and the app remembers it. Autocomplete suggests past merchants and pre-fills the category, so adding an expense takes seconds. Powerful Dashboard Get a clear picture of your spending at a glance. See your monthly total, track trends across the last 6 months, and understand exactly which categories are driving your spend. Categories That Make Sense 13 built-in categories — from Groceries and Dining to Travel and Healthcare. Create your own with a custom icon and colour to match how you actually spend. Recurring Expenses Set up rules for subscriptions and regular bills. Expense Tracker adds them automatically so your totals are always accurate, even when you forget. Synced Across All Your Devices Sign in with Google and your expenses are available everywhere, instantly. Add on your iPhone, review on your iPad — always in sync. iOS Shortcuts & Siri Beyond automation, add expenses hands-free with Siri or build powerful automations in the Shortcuts app. Ask for your monthly summary without even opening the app. Simple. Fast. Always in your pocket. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendCents turns a pile of balances into one clear plan: what you owe, what to pay next, and the date it all ends. THE NEXT DOLLAR The question every payday raises — where does my next spare dollar do the most good? SpendCents answers it with arithmetic, not a guess: it names the account, the amount, and the interest that dollar just avoided. YOUR DEBT-FREE DATE Enter each account once — balance, interest rate, minimum payment, due day — and watch The Cascade project every remaining payment through to the month the last balance clears. BOTH ROUTES, SIDE BY SIDE Smallest balance first, or highest rate first? Compare them honestly: months saved, interest paid, and which accounts close when. Or set your own order. A BUDGET THAT FEEDS THE PLAN Log your take-home pay and your spending by category. SpendCents subtracts your minimums and shows what is genuinely free for debt each month — then puts it to work in one tap. EVERY PAYMENT, SPLIT HONESTLY Log a payment and see exactly how much went to principal and how much the interest took. Momentum, milestones and due-date reminders keep the run going. PLAIN ENGLISH APR, amortisation, minimum payment, revolving credit — 33 money terms explained in a sentence each, with no jargon and nothing to sign up for. NOTHING IS CONNECTED TO YOUR BANK You type the numbers in. SpendCents never asks for bank logins, never reads an account, and never sells anything on. Export everything to CSV whenever you like. SPENDCENTS PRO (optional subscription) The free app stays free — unlimited accounts, the debt-free date, The Next Dollar, the budget tracker, payment logging, reminders and CSV export. Pro adds: - What-If Studio: save and compare payoff scenarios side by side - Windfall Planner: the best home for a bonus, refund or gift - Interest Ledger: interest paid against interest avoided, over time - A 12-month forecast table for the whole plan Pro is $6.99 per month or $49.99 per year, each with a 7-day free trial. Payment is charged to your Apple ID at confirmation. The subscription auto-renews unless canceled at least 24 hours before the current period ends; manage or cancel in your Apple ID settings. Any unused portion of a free trial is forfeited when you buy a subscription. SpendCents does the arithmetic on the numbers you enter. Every projection is an estimate, not financial advice. Privacy Policy: https://preview.apppublishing.ai/legal/365/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/365/terms