Comparison

Flowly vs Flowy Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flowly

Features
Read full description

Most budget apps tell you what you spent last month. Flowly tells you what you can spend TODAY. One number. Every morning. Calculated from your monthly budget, your subscriptions, and what you've already spent — so you never have to do the math or feel guilty guessing. TODAY'S LIMIT • A daily spending limit that adapts as the month goes on • Log an expense in two taps with smart categories • Instantly see today, this month, and subscription totals NEVER MISS A RENEWAL • Track all your subscriptions in one place — Netflix, Spotify, iCloud+ and 30+ built-in templates • Free trial tracking with reminders before you get charged • See the true monthly and yearly cost of everything you're signed up for • Pause or cancel states, so your budget always reflects reality BUILD A STREAK • Track your spending daily to grow your streak from Spark to Legendary • Milestone celebrations at 3, 7, 14, 30, 100 days and beyond • Share your streak with friends SEE WHERE IT GOES • NEW: Monthly Recap — your month summarized: total spent, top categories, biggest expense, and how it compares to last month • Share your recap as a beautiful card • Monthly breakdowns by category • Budget alerts before you overshoot, not after • Export everything to CSV anytime ON YOUR HOME & LOCK SCREEN • Widgets show today's limit at a glance • Lock Screen and StandBy widgets — your daily number without unlocking PRIVATE BY DESIGN • Face ID / Touch ID app lock • Your data stays in your iCloud — synced across devices, visible to no one else • No accounts, no ads, no tracking WORKS EVERYWHERE • 20+ currencies • Custom categories, synced via iCloud Flowly is free to use. Flowly Pro unlocks unlimited subscriptions, unlimited custom categories, CSV export, and full Monthly Recap insights — try it free for 7 days. Download Flowly and know what you can spend today. Terms of Use: https://www.sinbalabs.com/app/flowly/terms Privacy Policy: https://www.sinbalabs.com/app/flowly/privacy

About

Flowy Budget

Features
Read full description

Flowy Budget — Your Money, In the Dynamic Island. Flowy brings Apple Card–style precision to your daily spending. Say goodbye to clunky spreadsheets and bloated finance apps. Your daily budget lives right where you need it: in the Dynamic Island and on your Lock Screen. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ GLANCE & GO See exactly what you can spend today without ever opening the app. As you log expenses, your Dynamic Island updates instantly. When you stay under budget, your leftover cash rolls over to tomorrow—rewarding you for smart spending. ONE-TAP LOGGING Frictionless tracking. Long-press the Dynamic Island to reveal preset quick-add buttons for coffee, lunch, or transport. Tap once, and your budget updates instantly. REACH YOUR BIGGEST GOALS Saving for a Porsche 911 or a new MacBook? Create a savings goal, add funds, and watch your progress grow. You can even switch your Dynamic Island to display your goal progress instead of your daily budget to keep you motivated. EVERY DOLLAR, TRACKED View your spending history in a premium, minimalist interface. Grouped by day, categorized by type, and designed to look beautiful on your iPhone. PRIVACY FIRST Flowy Budget is 100% private. We don’t use servers, analytics, or cloud syncing. Your financial data never leaves your device. Features: • Dynamic Island & Lock Screen Live Activity integration • Interactive Quick-Add buttons • Smart color coding (Green = safe, Yellow = caution, Red = over budget) • Automated daily rollover and debt tracking • Savings goals with progress rings • Premium, glassmorphic UI • 100% offline and private Subscription options available to unlock unlimited goals and advanced insights. Manage your subscription in your Apple ID settings.

Screenshots

Flowly4 screens
Flowy Budget4 screens

Verdict

The call

The clearest difference is update cadence: Flowy Budget at every 2 days against Flowly's every 2 weeks. Flowy Budget also leads on iOS requirement (18.0 vs 26.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flowly sells 5 in-app purchases, starting at $9.99 per year and Flowy Budget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Flowly ships an update every 2 weeks, Flowy Budget every 2 days. The most recent releases landed on October 25, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 4 level
Flowly versus Flowy Budget: the parameters behind the verdict, then further details
ParameterFlowlyFlowy Budget
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS26.418.0 — better
Further details — not scored
Size12 MB2 MB
Age rating12+4+
DeveloperJeyapalan BavitharanCem Ozyanz

In-app purchases

5 purchases

Flowly

Subscriptions1
  • Flowly Pro Yearly7 Days trial$9.991 Year
One-time4
  • Small Tip$0.99
  • Medium Tip$4.99
  • Large Tip$9.99
Show 1 more
  • Flowly Pro Lifetime$19.99
2 purchases

Flowy Budget

Subscriptions2
  • Monthly Premium7 Days trial$0.991 Month
  • Yearly Premium7 Days trial$9.991 Year

Questions

Is Flowly free?
Flowly is free to download, with in-app purchases available.
Is Flowy Budget free?
Flowy Budget is free to download, with in-app purchases available.
Do Flowly or Flowy Budget have ads?
Neither Flowly nor Flowy Budget shows ads.
Which is updated more often, Flowly or Flowy Budget?
Flowly ships an update every 2 weeks, and Flowy Budget every 2 days. Most recently, Flowly was updated on October 25, 2026 and Flowy Budget on October 16, 2026.

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