HOLDR vs Statement AI Expense Tracker

HOLDR - your pocket vault for the cards, logins, IDs and notes you carry every day. One passcode. One Face ID tap. Everything you need, encrypted on your iPhone. No accounts. No cloud. No tracking. Stop juggling plastic, sticky notes and forgotten passwords. Holdr puts every card in your wallet, every login you re-use, every document you're afraid to lose, and every secret you scribble - into one private home on your phone. WALLET — CARDS THAT LIVE IN YOUR PHONE - Scan a credit or debit card with the camera - number, expiry and CVV captured on-device - Bank accounts with IBAN, SWIFT/BIC and routing numbers - Loyalty cards in 12 barcode formats: QR, Code128, Code39, EAN-13, EAN-8, UPC-E, PDF417, Aztec, Data Matrix, Codabar, ITF-14 - Show the barcode at full brightness - scans at any checkout - Gift cards, membership cards, transit passes, club cards — anything with a code - Wallet-style stacked deck, 10 colour palettes, custom card art - Pin favourites, add custom fields, set expiry reminders LOGINS, 2FA & DEVELOPER KEYS - Password vault with website, username, notes and custom fields - Built-in generator: length, character classes, ambiguous-character avoidance, live strength meter - TOTP / 2FA codes - scan an otpauth QR or paste a secret, watch live 6–8 digit codes refresh (SHA-1/256/512) - API credential storage for tokens, SSH keys, database URLs - Software licence keys with seat counts, vendor, purchase and expiry dates - iOS AutoFill — one tap to fill logins in Safari and any app, gated by Face ID IDs & DOCUMENTS - Passport, national ID, driver's licence, residence permit and custom document types - Capture from camera or import from Photos - Holder name, nationality, dates, document number, gender - fully indexed - Emergency medical card: blood type, allergies, conditions, medications, organ-donor status, emergency contacts, insurance - Encrypted file vault for any PDF, scan or image, organised in nested folders with custom icons - Auto-thumbnails, fast preview, favourites NOTES & CHECKLISTS - Plain notes or interactive checklists with reorder and check-off - Hidden field type for recovery codes, seed phrases and one-off secrets - Colour palettes, favourites, custom fields on every note PRIVACY-FIRST SECURITY - 6-digit passcode + Face ID / Touch ID / Optic ID - AES-GCM encryption for every file at rest - Master key sealed in iOS Keychain, complete file protection - Decoy passcode - a second, fully separate vault with its own data; perfect for travel, borders or pressure - 100% offline. No account to create. No server to breach. Your data never leaves your iPhone. WIDGETS & LOCK SCREEN - Bank-card widget - small, medium, lock screen and circular sizes; show last 4 or full number - Loyalty-barcode widget - small, medium, large and lock screen; full-brightness scan view on tap - Choose exactly which card each widget shows REMINDERS - Local notifications 30, 7 and 1 day before any card or document expires - Off by default, scheduled on-device, never sent to a server WHY HOLDR - Real wallet — not a sync service - No subscription to read your own data - No web vault to hack - Just your iPhone, your face, and your stuff PRIVACY Holdr stores every byte locally with hardware-backed encryption. We run no servers, see no data, run no analytics. Your vault is yours alone. Privacy Policy: https://docs.google.com/document/d/1cVQrx8v79Ml0P7QyRlvUmRC3l4oupBZNWcFYJl6g-O8/edit?usp=sharing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Mail: apolinaria0306@gmail.com Support: https://docs.google.com/forms/d/1MZ0PDBEU4nXPi2uDoVXGmTtaqcM17yGpTmImvy0Ei6M/edit

Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes — plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup. • 100% on-device — your statements, passwords and balances never leave your phone • Works with any bank's PDF, including password-protected statements • Auto-categorization with a built-in AI model (no API keys, works offline) • Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach • Budgets with instant alerts, savings goals with ETAs, subscription review • App Lock with PIN + Face ID • Free to use; Premium unlocks unlimited statements and advanced tools Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/