Wealth Architect vs WealthView

Wealth Architect is a private, all-in-one personal finance app designed to give you a clear picture of your financial life — without asking for a login, a subscription, or access to your bank. Everything stays on your device. Always. —————————————————— UNDERSTAND YOUR FULL FINANCIAL PICTURE —————————————————— Financial Health Score Get a single 0–100 score across five dimensions: retirement readiness, emergency fund coverage, investment activity, insurance protection, and goal progress. Know where you stand and what to focus on next. Net Worth Tracker Track assets and liabilities to see your true net worth over time. Add bank balances, investments, property, vehicles, and any debts — and watch your net worth grow as you make better decisions. Wealth Projection Visualize where your wealth is headed. Customize assumptions for expected returns, inflation, and income growth to see long-term curves that reflect your actual situation. —————————————————— PLAN, PROTECT, AND GROW —————————————————— Goals Engine Set financial goals — a home, a car, education, travel, retirement, or anything that matters to you. Track your progress and see how close you are to each milestone. Retirement Readiness Estimate the corpus you need for retirement, calculate the gap from where you are today, and get a readiness score. Straightforward, honest, and actionable. Bucket Strategy Allocate money across short, medium, and long-term buckets based on your timeline and risk comfort. A simple framework to bring structure to your wealth. Stress Testing Run scenario analyses to see how your finances hold up under pressure: job loss, a medical emergency, a market crash, or a spike in inflation. Know your vulnerabilities before they find you. —————————————————— DAILY MONEY HABITS —————————————————— Expense Tracker Log your daily spending by category, set monthly budget limits, record income sources, and track your savings rate — all in one place. Expense Streak Build the habit of tracking expenses daily with a flame streak counter. Consistency is the foundation of financial awareness. Debt Tracker Manage loans with full EMI breakdowns, interest rates, and a debt-to-asset ratio view. See how your debt compares to your total assets and plan your path to financial freedom. —————————————————— TAX & INVESTMENT PLANNING —————————————————— Tax Planning Track your tax-saving investments against configurable limits. Stay informed about how much you've invested and how much headroom remains — without any external data required. Investment Policy Statement Generate a personalized Investment Policy Statement based on your goals, time horizon, and risk profile. A document that keeps your investment philosophy clear and consistent. Personalized Insights The app reads your own data and surfaces meaningful observations — patterns in your spending, gaps in your coverage, and opportunities worth considering. All generated from your numbers, never from a cloud server. —————————————————— PRIVACY BY DESIGN —————————————————— • No account required — ever • No internet connection needed • No data sent to any server • 100% on-device storage • Supports 10 currencies: INR, USD, EUR, GBP, JPY, AUD, CAD, SGD, AED, CHF Wealth Architect is built for people who want to understand their money honestly and completely. No noise, no hype — just the tools to make thoughtful financial decisions. Download free and start building your financial clarity today.

WealthView brings your entire financial life together in one private, beautifully designed app. Stocks, ETFs, crypto, cash and liabilities — see your real net worth update live, understand where your money is, and make calmer decisions. ONE NET WORTH, EVERYTHING INCLUDED • Investments — stocks and ETFs across your portfolios • Crypto — exchanges and self-custody wallets, with staking • Cash — bank accounts and balances • Liabilities — mortgages, loans, insurance and subscriptions • A single net worth figure: assets minus debts, updated daily CLEAR, BEAUTIFUL DASHBOARD • Total assets, liabilities and net worth at a glance • Live asset allocation donut by portfolio and class • Value history charts over any period • 24-hour change so you always know what moved POWERFUL ANALYTICS • Total return, CAGR and all-time high • Drawdown from ATH and maximum drawdown • Best and worst months, monthly returns • Per-portfolio performance and positions CRYPTO, DONE RIGHT • Self-custody vs exchange split • Per-coin and per-platform breakdown • Staking positions included CASH & SPENDING • All accounts and total balance • Monthly report: income, expenses and top categories • Savings rate and cash-flow overview LIABILITIES & PLANNING • Mortgages with fixation tracking and refinance insight • Simulate extra payments and see interest saved • Store contracts and documents • Monthly obligations overview REBALANCING & DCA • Set target weights per portfolio • See deviations and clear DCA buy recommendations SHARING & REPORTS • Share a portfolio with a partner • Schedule monthly email reports APPLE ECOSYSTEM • Native iPhone app • Full iPad layout with sidebar and multi-column views — not a stretched phone app • Apple Watch dashboard: net worth at a glance • Available in English, German, Slovak and Spanish PRIVATE & SECURE BY DESIGN • Face ID / Touch ID app lock • Strong encryption for sensitive credentials • Buy-only model — the app never places sell orders • Your data is yours; we don't sell it Track your wealth the calm way. Download WealthView and see everything in one place.