Comparison

Spenzy vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spenzy

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Stop wondering where your money goes. See your expenses fast. You do not have a money problem. You have a visibility problem. Money disappears. You do not know where. Most expense tracker apps are slow, complicated, and you give up. Spenzy fixes that. Track expenses in seconds Open the app, enter the amount, done. No friction. Get real insights automatically Understand your spending, spot patterns, and see trends without effort. Clear view of your money Simple, visual, and easy to understand at a glance. Stay in control of your budget No spreadsheets. No setup. Just clarity. Automate recurring transactions Set it once and let your expenses track themselves. Private by design Your data stays on your device. No accounts. No tracking. Spenzy is a fast, simple expense tracker and budget app built for clarity. Stop guessing. Start knowing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker

Features
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SumiQ is built around one idea: logging an expense should take as few actions as possible. Apple Pay payments log themselves. Back Tap takes two taps. Voice takes one sentence. Manual entry takes seconds. Calm, private, no forms, no logins, no clutter. SPEAK IT, AND IT IS LOGGED Tap the mic and say "lunch 14 euros." SumiQ pulls out the amount, category, currency, and date and files it in seconds. Hands-free and fast. PAYMENTS THAT LOG THEMSELVES Connect Apple Pay once and every tap to pay lands in SumiQ on its own - amount, merchant, and category, converted to your list's currency. Or double-tap the back of your iPhone: Quick Log asks how much and what for, and files it. ONE TRUE TOTAL, ANY CURRENCY Spend in any of 27+ currencies and SumiQ converts each expense at live rates into one clear total. Travel, freelance, or shop abroad without losing track. SMART, ON-DEVICE AI Every expense is auto-sorted into the right category, handled on your device whenever your iPhone supports it. EVERYTHING YOU NEED - Multiple lists and wallets: Personal, Work, Travel, each in its own currency - Per-category budgets with live progress - Recurring transactions for rent, salary, and subscriptions - Custom categories with your own emoji and color - Statistics: monthly spending trend and a calendar heat map of your days - A home screen widget with your total and one-tap voice entry - Premium, dark, and light themes with accent colors PRIVATE BY DESIGN No accounts. No logins. No analytics. No ads. Your data stays on your device, and your voice audio is never stored. FREE TO START Manual tracking, the dashboard, and statistics are free. Premium unlocks voice entry, Apple Pay auto-logging, AI categories, budgets, recurring transactions, extra lists, and themes - EUR 2.99 / month or EUR 24.99 / year, with a 7-day free trial. Cancel anytime. The subscription renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://sumiq.me/terms Privacy Policy: https://sumiq.me/privacy Made for people who would rather not think about money.

Screenshots

Spenzy4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Spenzy at 13.0 against Expense Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spenzy sells 1 in-app purchase, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spenzy ships an update every 3 days, Expense Tracker every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
Spenzy versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpenzyExpense Tracker
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better17.0
Further details โ€” not scored
Size31 MB13 MB
Age rating4+4+
DeveloperRami Abou JaoudeDmitrii Solovev

In-app purchases

1 purchases

Spenzy

Subscriptions1
  • Spenzy Support Monthly$2.991 Month
2 purchases

Expense Tracker

Subscriptions2
  • Monthly7 Days trial$2.991 Month
  • Yearly7 Days trial$22.991 Year

Questions

Is Spenzy free?
Spenzy is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spenzy or Expense Tracker have ads?
Neither Spenzy nor Expense Tracker shows ads.
Which is updated more often, Spenzy or Expense Tracker?
Spenzy ships an update every 3 days, and Expense Tracker every 5 days. Most recently, Spenzy was updated on October 24, 2026 and Expense Tracker on October 28, 2026.

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