Spenzy vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Spenzy
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Stop wondering where your money goes. See your expenses fast. You do not have a money problem. You have a visibility problem. Money disappears. You do not know where. Most expense tracker apps are slow, complicated, and you give up. Spenzy fixes that. Track expenses in seconds Open the app, enter the amount, done. No friction. Get real insights automatically Understand your spending, spot patterns, and see trends without effort. Clear view of your money Simple, visual, and easy to understand at a glance. Stay in control of your budget No spreadsheets. No setup. Just clarity. Automate recurring transactions Set it once and let your expenses track themselves. Private by design Your data stays on your device. No accounts. No tracking. Spenzy is a fast, simple expense tracker and budget app built for clarity. Stop guessing. Start knowing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker
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SumiQ is built around one idea: logging an expense should take as few actions as possible. Apple Pay payments log themselves. Back Tap takes two taps. Voice takes one sentence. Manual entry takes seconds. Calm, private, no forms, no logins, no clutter. SPEAK IT, AND IT IS LOGGED Tap the mic and say "lunch 14 euros." SumiQ pulls out the amount, category, currency, and date and files it in seconds. Hands-free and fast. PAYMENTS THAT LOG THEMSELVES Connect Apple Pay once and every tap to pay lands in SumiQ on its own - amount, merchant, and category, converted to your list's currency. Or double-tap the back of your iPhone: Quick Log asks how much and what for, and files it. ONE TRUE TOTAL, ANY CURRENCY Spend in any of 27+ currencies and SumiQ converts each expense at live rates into one clear total. Travel, freelance, or shop abroad without losing track. SMART, ON-DEVICE AI Every expense is auto-sorted into the right category, handled on your device whenever your iPhone supports it. EVERYTHING YOU NEED - Multiple lists and wallets: Personal, Work, Travel, each in its own currency - Per-category budgets with live progress - Recurring transactions for rent, salary, and subscriptions - Custom categories with your own emoji and color - Statistics: monthly spending trend and a calendar heat map of your days - A home screen widget with your total and one-tap voice entry - Premium, dark, and light themes with accent colors PRIVATE BY DESIGN No accounts. No logins. No analytics. No ads. Your data stays on your device, and your voice audio is never stored. FREE TO START Manual tracking, the dashboard, and statistics are free. Premium unlocks voice entry, Apple Pay auto-logging, AI categories, budgets, recurring transactions, extra lists, and themes - EUR 2.99 / month or EUR 24.99 / year, with a 7-day free trial. Cancel anytime. The subscription renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://sumiq.me/terms Privacy Policy: https://sumiq.me/privacy Made for people who would rather not think about money.
Screenshots
Verdict
The clearest difference is iOS requirement: Spenzy at 13.0 against Expense Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Spenzy sells 1 in-app purchase, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Spenzy ships an update every 3 days, Expense Tracker every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Spenzy | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days โ better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 13.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 31 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Rami Abou Jaoude | Dmitrii Solovev |
In-app purchases
Spenzy
- Spenzy Support Monthly$2.991 Month
Expense Tracker
- Monthly7 Days trial$2.991 Month
- Yearly7 Days trial$22.991 Year









