SurgeAI vs Portfolio Lab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SurgeAI
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Title: SurgeAI — AI Portfolio Tracker Subtitle: Smart Investing with AI Advisor Description: SurgeAI is a powerful portfolio tracking app powered by artificial intelligence. Track your stocks, cryptocurrencies, and global assets — all in one place. KEY FEATURES: PORTFOLIO TRACKING Real-time prices from 11 global exchanges Multi-currency support (USD, EUR, TRY, GBP, JPY) Profit & Loss calculation with purchase history Annualized return calculation AI INVESTMENT ADVISOR Get instant portfolio analysis powered by Claude AI Risk assessment and diversification suggestions Ask any investment question in natural language NEWS & AI ANALYSIS Latest news for your portfolio assets AI-powered news analysis with actionable insights SMART ALARMS Price alarms with push notifications Floor & ceiling price alerts Triggered alarm history WATCHLIST Track potential investments Set target prices Monitor global markets MULTI-LANGUAGE Available in English, Turkish, German, French, Spanish SUPPORTED EXCHANGES: NYSE, NASDAQ, XETRA (Germany), BIST (Turkey), LSE (UK), Euronext Paris, BME (Spain), Borsa Italiana, SIX (Switzerland), TSE (Japan), HKEX + Crypto DISCLAIMER: SurgeAI does not provide investment advice. All investment decisions are the sole responsibility of the user. Keywords: stocks, portfolio, crypto, investment, AI, tracker, finance, bitcoin, nasdaq, trading Support URL: https://hfozturka.github.io/investai-privacy/privacy-policy
Portfolio Lab
Estimate a range of possible investment outcomes using Monte Carlo simulation. Explore how various factors like contributions, taxes, and market volatility impact your portfolio's growth and retirement sustainability. Understand your true risk and rewards with up to 100,000 market scenarios.
- Monte Carlo simulation
- Portfolio outcome estimation
- Retirement planning modes
- Goal and survival probability
- Contribution and withdrawal analysis
- Inflation and tax impact projection
- Exportable simulation data
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Portfolio Scenario Lab helps you estimate a range of possible portfolio outcomes using Monte Carlo simulation. Instead of showing one fixed projection, the app runs up to 100,000 market scenarios using your assumptions for starting balance, expected annual CAGR, volatility, contributions, withdrawals, inflation, taxes, crash cycles, and time horizon so you understand your true risk/rewards on your investments. Use it to explore questions like: • How much could my portfolio grow over time? • What is my chance of reaching a portfolio goal? • How likely is my retirement portfolio to last? • How much could I withdraw in retirement? • How much would I need to contribute to reach my goal? • How do contributions, withdrawals, inflation, taxes, and volatility affect my outcome? • How much risk am I taking? Key features: • Build Wealth mode for long-term investing • Retirement Withdrawals mode for portfolio survival planning • Monte Carlo simulation with percentile outcomes • Median, mean, best-case, and worst-case results • Goal probability, survival probability, and shortfall risk • Required Monthly Contribution estimate • Sustainable Withdrawal Estimate • Inflation-adjusted “today’s dollars” view • Nominal future-dollar results • Simplified tax estimates and tax impact projection • Maximum drawdown analysis • Drawdown duration and recovery insights • Loss probability and return probability charts • Scenario path charts • Ending value distribution • Extreme crash and recovery cycle stress testing • Save and compare simulations • Optional private iCloud backup and restore • PDF, Excel, CSV, share text, and share card exports with premium unlock • Simple educational explanations for assumptions and limitations Portfolio Scenario Lab is designed to be simple, visual, and easy to understand. It is built for investors who want a clearer picture of possible future outcomes without needing complicated spreadsheet models. Disclaimer: This app is for educational purposes only and does not provide financial, investment, retirement, tax, or legal advice. Simulations are based on user-selected assumptions and may not reflect actual market performance. Tax estimates are simplified and may not reflect your personal tax situation.
Screenshots
Verdict
The clearest difference is in-app purchases: SurgeAI at none against Portfolio Lab's 1. SurgeAI also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Portfolio Lab sells 1 one-off in-app purchase. SurgeAI asks for nothing beyond the download.
| Parameter | SurgeAI | Portfolio Lab |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Every 10 days |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Halil Fatih Ozturk | ANDREW MOSES CHEDID |
In-app purchases
SurgeAI
No in-app purchases
Portfolio Lab
- Premium Lifetime Unlock$4.99









