Wert · Vantage vs TenPayGo

Wert is a net worth tracker for people whose assets are spread across accounts, currencies, and countries. We believe managing wealth shouldn't mean logging every transaction. With Wert, you simply take a periodic "snapshot" of everything you own — and instantly see your true net worth, how your portfolio is allocated, and how your wealth grows over time. WHY WERT • Snapshot, don't bookkeep Skip the tedious expense log. A full review takes minutes: Wert pre-fills your last snapshot and live exchange rates, auto-depreciates fixed assets, and auto-amortizes loans. You just confirm what changed. • Screenshot import Don't type holdings one by one. Screenshot the positions page from your broker or fund app, and Wert recognizes each symbol, quantity, and value for you to review — then builds your accounts in a tap. Multiple scrolling screenshots are stitched and deduplicated automatically. Recognition runs on-device; your screenshots never leave your phone. • Multi-currency, locked FX, true attribution Every snapshot locks that day's exchange rate, so your history never drifts. When you compare two snapshots, Wert separates real asset growth from currency swings — so you finally know whether you actually grew richer, or it was just FX. • Look through your funds What do your funds and ETFs actually hold? Wert looks through to the underlying holdings, separating what you hold directly from what's nested inside funds, so you can see your true exposure by sector and region. • Switch display currency in one tap View everything in CNY, USD, HKD, EUR, JPY, or SGD. Historical snapshots convert at their locked rates, so the numbers stay honest no matter which currency you read them in. • Automatic market quotes A-shares, Hong Kong and US stocks, on-exchange funds/ETFs, and major cryptocurrencies — type a name or ticker, pick it, and the quote and currency fill in automatically. • FIRE retirement simulator Based on your real net worth and your savings and spending assumptions, Wert runs a Monte Carlo simulation to project the probability and timing of financial independence. • Privacy first — your data is yours Assets and snapshots are stored on your device by default. If you enable iCloud or WebDAV sync, they are transmitted to your configured sync service. Sign in with Apple, subscription verification, market-data requests and diagnostics/analytics process the corresponding account or technical data described in our privacy policy. Privacy Mode masks your numbers, and you can export your data yourself. Download Wert and see your wealth clearly.

-Accepted Almost Everywhere Weixin Pay is accepted at nearly every merchant in China. With TenPayGo, you can pay directly at any merchant that accepts Weixin Pay, including everyday shopping, dining, transport, hotels and attraction tickets. Even without WeChat, you can pay in China as easily as a local. -Safe and Simple TenPayGo is committed to letting travellers use the payment methods they already know and trust. It currently supports international cards from seven major card networks: Visa, Master, UnionPay International, American Express, JCB, Discover and Diners Club. Simply add your card to TenPayGo, or connect Apple Pay on your iPhone, and start paying. TenPayGo also connects with dozens of digital wallets, making it convenient to pay in China. -Explore China with Ease TenPayGo brings together a wide range of AI powered services, so no matter which country you are from, you can explore China in the way you prefer. Point your camera at something and TenPayGo will explain what it is in your own language. Use face to face translation to communicate without barriers. Circle what you see, take a photo, and have the menu translated for you. It can also help you get around more easily, including taking a taxi in China. More AI services are waiting for you to experience and discover. TenPayGo official website: www.tenpaygo.com