Comparison

DCA Tracker vs Moatly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DCA Tracker

Features
Read full description

DCA Tracker is a simple Bitcoin DCA record app designed to help you keep track of your long-term buying journey. Instead of using spreadsheets or scattered notes, you can record each BTC buy with the total paid, purchase price, fee rate, and optional notes. The app automatically calculates your BTC amount, cost basis, current estimated value, and estimated profit/loss based on the latest available BTC price. Key features: • Record every BTC buy Add your total paid, purchase price, fee rate, date, and note in a simple form. • Track your holdings See your total BTC held, average cost, latest buy, total paid, and estimated current value. • Understand your cost basis The dashboard helps you compare your average cost with the current BTC price. • Review records by month Your buy records are grouped by month, making it easier to look back at your DCA cadence. • Estimated profit/loss View your estimated overall performance based on the current BTC market price. • Local-first privacy Your BTC buy records are stored on your device. The app does not require an account, cloud sync, or wallet connection. • Focused on Bitcoin DCA Tracker is intentionally focused on BTC records, keeping the experience simple and distraction-free. DCA Tracker is built for personal record keeping and reference only. It does not provide investment advice, trading recommendations, wallet services, exchange services, or financial guarantees. Cryptocurrency prices can be highly volatile. Please make your own decisions based on your personal judgment and risk tolerance.

About

Moatly.

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

Highlights
  • Moatly Valuation Framework
  • Automated financial data
  • Personalized Meaning score
  • Stock ideas based on Circle of Competence
  • Unlimited Watchlist with alerts
  • AI mentor and analyst
  • Scenario testing
Features
Read full description

Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.

Screenshots

DCA Tracker4 screens
Moatly.4 screens

Verdict

The call

The clearest difference is in-app purchases: DCA Tracker at none against Moatly.'s 2. Moatly.'s advantage is iOS requirement (14.0.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moatly. sells 2 in-app purchases, starting at $14.99 per month. DCA Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 4, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
DCA Tracker versus Moatly.: the parameters behind the verdict, then further details
ParameterDCA TrackerMoatly.
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.014.0.0 — better
Further details — not scored
Size3 MB42 MB
Age rating4+4+
Developer娟 范elloBEE, LLC.

In-app purchases

None

DCA Tracker

No in-app purchases

2 purchases

Moatly.

Subscriptions2
  • Moatly Investor1 Month trial$14.991 Month
  • Moatly Investor + AI1 Month trial$24.991 Month

Questions

Is DCA Tracker free?
DCA Tracker is free to download, with no in-app purchases.
Is Moatly. free?
Moatly. is free to download, with in-app purchases available.
Do DCA Tracker or Moatly. have ads?
Neither DCA Tracker nor Moatly. shows ads.
Which is updated more often, DCA Tracker or Moatly.?
DCA Tracker ships an update weekly, and Moatly. weekly. Most recently, DCA Tracker was updated on October 4, 2026 and Moatly. on October 5, 2026.

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