TimeBudget vs 明镜记账

TimeBudget is a calm, offline calculator that turns any price into the hours you need to work for it. Built for people who want to spend with awareness — and stop blowing money without thinking. How it works • Tell TimeBudget your monthly salary, working days per month, and daily hours. • Tap a category or type any price. • See instantly: "≈ 3 workdays 4 hours" — the hours of your life this thing actually costs. Features — Hourly wage calculator Switch between pre-tax and after-tax wage with one tap. Built-in simplified tax brackets for China, United States, Japan, South Korea, United Kingdom, Germany, Hong Kong, and Singapore. Or set a custom effective rate. — 378 preset categories Coffee, phones, rent, flights, gym memberships, luxury bags, vacations — tap any one to see your time cost. — Wishlist with hour progress Add things you're saving up for. Track hours earned day by day. — Cute share cards Export a minimal, cartoon-style summary card to remind yourself or share with friends. — Full bilingual Switch between English and Simplified Chinese with one tap. All 378 categories, tax names, and UI translate instantly. — Zero tracking, fully offline No account. No internet required. No third-party SDKs. Your salary stays on your device. Who it's for • Young professionals questioning impulse spending • Freelancers budgeting against hours • Couples negotiating purchases in "working days" • Anyone who wants to turn "this is expensive" into a precise number What's new in 1.0.0 • First public release • 8-country after-tax estimation • 378 categories • English and Simplified Chinese • Cartoon share cards • Local-only privacy (nothing leaves your phone) Privacy TimeBudget does not collect, transmit, or store any personal data outside your device. No analytics. No ads. No third-party SDKs. Read the full policy at https://yangshen2024.com/timebudget-site/privacy-en.html

明镜记账——更高效的记账管理，更科学的财务计划 记账不难记全、管钱不难理清。明镜记账把记账、资产、预算、订阅与消费洞察放在一起，用 AI 帮你更快记一笔，用图表帮你看懂钱花在哪。 【核心功能】 1、AI 智能记账：支持语音、拍照识别票据、文本输入，自动解析为账单草稿，确认后即可入账 2、多账本管理：日常、旅行、育儿、宠物等场景分账本记录，分类、标签、备注与图片附件齐全 3、资产管理：资金、投资、负债分组查看，净资产一目了然，可设定目标并跟踪进度 4、消费洞察：月度支出趋势、每日统计、分类构成，切换历史月份轻松复盘 5、预算管理：月度总预算与分类预算，花超了及时感知 6、订阅管理：管理会员与周期账单，支持到期提醒与自动记账 7、隐私空间：独立数据分区，本地认证解锁，敏感流水与常规账本分开 8、云备份：登录后可云端备份与恢复，换机不丢账 9、桌面小组件：本月支出、净资产、预算进度等，桌面一眼可见 10、个性化：多套主题色与深色模式，界面清爽好用 11、记账模板：一键套用分类与备注，可选择是否保存金额，常用账单快速生成 12、场景管理：创建场景时可设置分类和标签，场景可关联账本，支持自动随账本切换 13、账单分享：支持单笔账单详情查看与分享，并可生成洞察账单分享海报 14、周期与分期自动记账：周期账单与分期付款自动入账，无需手动重复记录 15、批量操作：支持批量删除账单并快速撤销，账单与资产支持长按快捷操作 16、快捷记账：记账页下拉搜索并回填最近记录，算式与快捷入口优化，记账更顺手 17、订阅成本分析：查看订阅成本分析与近期扣费，订阅新增编辑统一全屏，提醒与状态联动 18、默认资金账户：可单独设置默认资金账户，临时切换账户不影响下次记账 【适用场景】 1、都市白领：工资到账、餐饮交通、订阅会员，快速记清日常开销 2、家庭育儿：奶粉、早教、家庭开支分账本管理，月底一眼看懂 3、理财人群：账户与净资产跟踪，结合预算与分类洞察优化支出结构 4、旅行出行：独立旅行账本，行程花销不和日常混在一起 5、订阅用户：追踪会员与周期扣费成本，掌握每一笔自动续费支出 【安全与便捷】 1、本地优先：账本数据本地存储，配合云备份按需同步 2、隐私保护：隐私空间隔离敏感数据，支持生物识别或设备认证解锁 把每一笔钱都看清楚。立即下载明镜记账，开始更轻松的财务管理！ 服务条款 (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策: https://info.chuangxiaoweilai.com/app/accounts/privacy.html