Comparison

Breadsheet vs richAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Breadsheet

Easily track daily spending with multiple input methods including manual entry, voice commands, and receipt scanning. Analyze your financial habits with insightful dashboards and manage budgets by category. Offers both free and premium features for comprehensive personal finance management.

Highlights
  • Manual expense logging
  • Voice entry for transactions
  • Receipt scanning
  • AI assistant for transaction drafts
  • Budget creation by category
  • Spending insights and dashboards
  • CSV import/export
Features
Read full description

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap + to enter spending by hand, or open the assistant to type a message, record your voice, or attach a receipt photo. The assistant prepares draft transactions that you can check and save. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Record a voice message in the assistant to prepare a transaction draft • Attach a receipt in the assistant to read its merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, wallet balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple wallets for cash, cards and savings, transfers, recurring transactions, custom categories, notes, and transaction search. SYNC ACROSS YOUR PHONES Sign in with Google or Apple and turn on Sync to keep the same ledger on each phone you use. Your whole history comes along, on Free and Pro. Sync is off until you turn it on. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, wallets, recurring transactions, sync, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. AI features include a free monthly allowance. Breadsheet Pro gives you a much larger monthly allowance for assistant questions, voice messages, and receipt scans. Pro is available as a monthly or annual subscription, and the annual plan starts with a free trial. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

Breadsheet4 screens
richAI4 screens

Verdict

The call

The clearest difference is update cadence: richAI at every 3 days against Breadsheet's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Breadsheet sells 3 in-app purchases, starting at $2.99 per month and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Breadsheet ships an update weekly, richAI every 3 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Breadsheet versus richAI: the parameters behind the verdict, then further details
ParameterBreadsheetrichAI
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.217.0 — better
Further details — not scored
Size76 MB16 MB
Age rating4+4+
DeveloperAsher AhmedUnicorn Group LLC

In-app purchases

3 purchases

Breadsheet

Subscriptions2
  • Breadsheet Pro Monthly$2.991 Month
  • Breadsheet Pro Annual7 Days trial$19.991 Year
One-time1
  • Breadsheet Pro Lifetime$69.99
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is Breadsheet free?
Breadsheet is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do Breadsheet or richAI have ads?
Neither Breadsheet nor richAI shows ads.
Which is updated more often, Breadsheet or richAI?
Breadsheet ships an update weekly, and richAI every 3 days. Most recently, Breadsheet was updated on October 28, 2026 and richAI on October 25, 2026.

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