Appurum vs richAI

Appurum — Know exactly where you stand. Most finance apps want your bank login. Appurum doesn't. It gives you a clear picture of your net worth and spending without connecting to anything — no accounts to create, no data leaving your device, no monthly fee. NET WORTH AT A GLANCE Add your accounts — savings, investments, real estate, loans, credit cards — and Appurum calculates your net worth instantly. Watch it grow over time with a built-in history chart you can filter by 3 months, 6 months, a year, or all time. EXPENSE TRACKING THAT RESPECTS YOUR TIME Scan a receipt and Appurum reads the merchant, amount, and date for you. Or add expenses manually in seconds. Every expense is categorized so you always know where your money is going. SPLIT GROUP EXPENSES Planning a trip or sharing a flat? Create an expense group, add everyone's name, log what was spent, and Appurum tells you exactly who owes what — and what your own balance is. BUILT FOR PRIVACY Your data is stored on your device and optionally backed up to your personal iCloud account. No servers, no trackers, no analytics, no bank connections. What's yours stays yours. ONE-TIME PURCHASE No subscription. No free trial that expires. Pay once and use Appurum forever, including all future updates. Appurum Premium unlocks unlimited accounts, expenses, and expense groups. A free tier is available to try the app before purchasing.

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms