Comparison

Breadsheet vs MoneyTurtle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Breadsheet

Easily track daily spending, manage budgets, and gain insights into your finances. Record transactions manually, via voice, or by scanning receipts. Sync across devices and export your data.

Highlights
  • Manual expense entry
  • AI-powered transaction assistant
  • Receipt scanning
  • Voice transaction logging
  • Budget creation by category
  • Spending insights and dashboard
  • Cross-device sync
  • CSV import/export
Features
Read full description

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap + to enter spending by hand, or open the assistant to type a message, record your voice, or attach a receipt photo. The assistant prepares draft transactions that you can check and save. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Record a voice message in the assistant to prepare a transaction draft • Attach a receipt in the assistant to read its merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, wallet balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple wallets for cash, cards and savings, transfers, recurring transactions, custom categories, notes, and transaction search. SYNC ACROSS YOUR PHONES Sign in with Google or Apple and turn on Sync to keep the same ledger on each phone you use. Your whole history comes along, on Free and Pro. Sync is off until you turn it on. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, wallets, recurring transactions, sync, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. AI features include a free monthly allowance. Breadsheet Pro gives you a much larger monthly allowance for assistant questions, voice messages, and receipt scans. Pro is available as a monthly or annual subscription, and the annual plan starts with a free trial. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MoneyTurtle

Features
Read full description

The private way to know exactly where your money goes. MoneyTurtle is a simple, beautiful expense tracker and net-worth companion built around one principle: your financial data belongs to you — and only you. PRIVACY FIRST — YOUR DATA NEVER LEAVES YOUR SPACE Unlike most finance apps, MoneyTurtle has no servers, no accounts on our side, and no data collection. Everything you enter stays on your iPhone. If you turn on sync, it goes through your own personal iCloud account — encrypted, in your private space, invisible to us and to anyone else. We couldn't see your data even if we wanted to. There is nothing to sell, leak, or analyze. TRACK YOUR SPENDING, EFFORTLESSLY Add an expense in seconds. See what you spent this month, what came in, and what's left — at a glance. Browse your history by day or on a monthly calendar, and organize everything with fully customizable categories and subcategories. WATCH YOUR WEALTH GROW Log your savings, investments, crypto, and loans month by month, and MoneyTurtle turns them into a clear net-worth picture over time. Charts show your progress, not just your spending. UNDERSTAND YOUR HABITS Analytics break down where your money goes by category and over time, so patterns show up before they become problems. MADE FOR IPHONE • Home Screen widgets keep your month at a glance • Lock the app behind Face ID • Light and dark appearance • Multiple currencies • Export your data anytime — it's yours, take it anywhere • Optional iCloud sync across your devices, using your account, your space No subscriptions to your data. No tracking. No ads. Just you and your money.

Screenshots

Breadsheet4 screens
MoneyTurtle4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyTurtle at none against Breadsheet's 2. Breadsheet's advantage is iOS requirement (18.2 vs 26.5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Breadsheet sells 2 in-app purchases, starting at $2.99 per month. MoneyTurtle asks for nothing beyond the download.

UpkeepUpdate frequency

Breadsheet ships an update every 6 days, MoneyTurtle every 4 days. Both last shipped on October 31, 2026.

Scorecard2 real differences · 7 level
Breadsheet versus MoneyTurtle: the parameters behind the verdict, then further details
ParameterBreadsheetMoneyTurtle
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.2 — better26.5
Further details — not scored
Size76 MB4 MB
Age rating4+4+
DeveloperAsher AhmedGerasimos Alexiou

In-app purchases

2 purchases

Breadsheet

Subscriptions2
  • Breadsheet Pro Monthly$2.991 Month
  • Breadsheet Pro Annual7 Days trial$19.991 Year
None

MoneyTurtle

No in-app purchases

Questions

Is Breadsheet free?
Breadsheet is free to download, with in-app purchases available.
Is MoneyTurtle free?
MoneyTurtle is free to download, with no in-app purchases.
Do Breadsheet or MoneyTurtle have ads?
Neither Breadsheet nor MoneyTurtle shows ads.
Which is updated more often, Breadsheet or MoneyTurtle?
Breadsheet ships an update every 6 days, and MoneyTurtle every 4 days. Most recently, Breadsheet was updated on October 31, 2026 and MoneyTurtle on October 31, 2026.

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