Comparison

FinanceForest vs Net Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanceForest

Track your net worth privately with monthly snapshots of all your assets and liabilities. Features a FIRE calculator, insights into financial trends, and multi-currency support, all stored securely on your device.

Highlights
  • Private net worth tracking
  • Monthly financial snapshots
  • FIRE calculator
  • Asset and liability tracking
  • Multi-currency support
  • Customizable themes and reminders
Features
Read full description

Know your number. Actually. Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server. WHAT YOU TRACK Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself. Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name. MONTHLY SNAPSHOTS Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history. FIRE CALCULATOR Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns. INSIGHTS See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios. MULTI-CURRENCY Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers. PRIVACY — NO COMPROMISES • Zero servers. Your data never leaves your device. • iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you. • No account, no login, no ads, no subscriptions. • Optional Face ID / Touch ID lock. YOURS TO CONFIGURE Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way. Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.

About

Net Worth

Features
Read full description

See your true net worth as a single number — add every account and debt by hand, save a dated snapshot, and watch your wealth build over time. No bank logins, no sign-up. Most money apps make you connect your bank and hand over your logins. NetWorth is the opposite: a private, manual tracker for people who just want a clear picture of what they own and what they owe. You type the figures yourself, so nothing ever leaves your iPhone. WHAT YOU GET - One clear number that captures everything you own minus everything you owe - Cash, investments, real estate, vehicles and crypto tracked side by side - Debts like mortgages, loans and credit cards logged in the same place - Dated snapshots you can save and compare between any two points in time - Net-worth trend and assets-vs-liabilities charts that show your progress - Reminders that nudge you to capture your next snapshot on schedule PERFECT FOR - FIRE and early-retirement planners tracking their savings rate - Investors who want one wealth number across scattered accounts - Anyone paying down debt and wanting to watch the balance shrink - Privacy-minded people who refuse to link their bank WHY NOT JUST USE A SPREADSHEET? A spreadsheet won't chart your trend, remind you to update it, or show a clean side-by-side of two dates on your phone. NetWorth keeps the manual control you like and does the math, history and visuals for you. PRIVACY Everything you enter stays on your device. No account, no bank connection, no tracking, and it works fully offline. FULL ACCESS NetWorth is free to try. Full Access unlocks unlimited accounts, all your snapshots, the trend and comparison charts, and snapshot reminders through one of these options: - Weekly subscription - Yearly subscription - Lifetime (one-time purchase) Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. Add your first account today and lock in the number that actually matters. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Screenshots

FinanceForest4 screens
Net Worth4 screens

Verdict

The call

The clearest difference is in-app purchases: FinanceForest at none against Net Worth's 3. FinanceForest also leads on update cadence (every 2 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth sells 3 in-app purchases, starting at $4.99 per 7 days. FinanceForest asks for nothing beyond the download.

UpkeepUpdate frequency

FinanceForest ships an update every 2 days, Net Worth monthly. The most recent releases landed on June 25, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
FinanceForest versus Net Worth: the parameters behind the verdict, then further details
ParameterFinanceForestNet Worth
PriceFreeFree
Rating5.0 (1 ratings) — better
Positive reviews100.0% of reviews
Number of ratings1 — better
Update frequencyEvery 2 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree
DevicesiPhone, iPad — betteriPhone
Requires iOS1817.0 — better
Further details — not scored
Size10 MB11 MB
Age rating4+4+
DeveloperBijjol Rambhia KiranPhuc Pham

In-app purchases

None

FinanceForest

No in-app purchases

3 purchases

Net Worth

Subscriptions2
  • Snapshot History · Weekly$4.997 Days
  • Investments & Crypto · Yearly$24.991 Year
One-time1
  • Portfolio Tracker · Pay Once$49.99

Questions

Is FinanceForest free?
FinanceForest is free to download, with no in-app purchases.
Is Net Worth free?
Net Worth is free to download, with in-app purchases available.
Do FinanceForest or Net Worth have ads?
Neither FinanceForest nor Net Worth shows ads.
Which is updated more often, FinanceForest or Net Worth?
FinanceForest ships an update every 2 days, and Net Worth monthly. Most recently, FinanceForest was updated on June 25, 2026 and Net Worth on September 21, 2026.

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