GFinance vs Creso

GFinance — Your Personal Finance Guide Want to understand your money but don't know where to start? GFinance is your daily finance companion: approachable, clear, and free of unnecessary jargon. With G, your guide mascot, you'll learn to invest, track your net worth, and make better financial decisions, one step at a time. EXPENSES Track and monitor your spending to understand where your money goes and how you could manage it better. Fully automated and intuitive. DAILY FINANCE CHALLENGE A new challenge every day to keep your knowledge sharp. Three levels: beginner, intermediate, and expert. Earn your GScore, keep your streak alive, and climb the ranks — from Financial Beginner to Analyst, Strategist, or Finance Master. TODAY WITH G The day's financial news, explained in plain language. Every morning, G curates and translates the most relevant stories from international financial media. No jargon, no noise. MY FINANCES Log your salary, investments, assets, and liabilities, set a goal, and track how your net worth evolves. A real snapshot of your financial situation, updated whenever you want. FINANCIAL CALCULATOR Investment plans, mortgages, personal loans, compound interest, inflation, and more. Everything in one place, with no complications. FINANCIAL GLOSSARY 24 concepts explained by G in plain language, with real examples. From compound interest to tax loss harvesting. FINANCIAL CALENDAR ECB meetings, inflation data, Spain's annual tax season, fiscal year-end. We give you a heads-up before they happen so you're ready. TALK TO G Get your questions about investing, saving, or the economy answered by G, your educational assistant, available every day. GFinance is an educational and financial simulation tool. The information provided is for general guidance only and does not constitute financial, investment, tax, or legal advice. Investing involves risk.

Will your money last the month? Creso answers on the first screen: what you have, what's still due and how fast you're spending — so you know what's left before you spend it. No bank to connect, no account to create, no ads. Answer two questions and you're already logging your first coffee. FREE — AND NOT A TRIAL • Log expenses, income and transfers in two taps • Budgets that show what's LEFT, not what you've spent • End-of-month forecast: what you have, plus what's due, minus how fast you spend • Fixed costs, found automatically: everything that charges you every month, totalled by the year, with price rises flagged. $13.99 a month is invisible; $167.88 a year is a decision • Net worth across every account, debts included • Debts both ways: what you owe and what you're owed — even the ones you only jot down as a reminder. Split a bill any number of ways in one tap • Savings, mortgage and loan calculators, with 40 years of real market returns to test your assumptions • Import a CSV, or paste your bank statement straight from a PDF or an email • Receipt photos, and four themes — including true AMOLED black and Glass • A full backup you can export and keep — always free. If you ever leave, you leave with everything CRESO PRO • Investment tracking, with your real return — overall and year by year • Accounts in other currencies, with daily exchange rates • A one-page monthly PDF report for your accountant • Your whole year told in plain sentences, and a forecast to December • Shared goals that several people fill from their own phones • Automatic backups, Face ID lock, export to Excel and CSV • Custom icons and colors • Unlimited budgets, goals, scheduled payments, accounts and categories Monthly or yearly. Cancel anytime in your Apple Account settings. PRIVACY, PLAINLY No account and no servers: your ledger is a file on your phone, and the app sends nothing about you. It makes two optional connections: it downloads the European Central Bank's public exchange-rate table if you hold another currency and — only if you add your own market-data key — it fetches quotes straight from that provider. Both can be turned off. No ads. Not in the free plan, not ever. Made in Providence by economists, investors and mathematicians. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://providencehq.es/en/creso/privacy/