SlipSync vs Nema

Split bills. Settle up. Stay friends. SlipSync is the money app for real life — personal spending and shared expenses in one place. Track what you spend, split bills with friends, and see a running balance so nobody has to ask “who owes what?” WHY SLIPSYNC • One app for your wallet and your friendships • Live balances that update as expenses and settlements are logged • A mutual timeline per friend — same story on both sides • Transparent math: gross → offsets → net, step by step • Built for speed: log income, spend, and shared bills in seconds PERSONAL LEDGER • Track income, spending, and bills in a clean, searchable timeline • See today’s in/out and your live net balance on Home • Built-in categories — start logging without a setup marathon • Upcoming bills, due-date reminders, and mark-as-paid in a tap • Monthly spend cap and category budgets (your share of group spend counts correctly) SHARED EXPENSES & BILL SPLITTING • Create shared expenses and split equally or by percentage • Choose who paid; everyone sees their share instantly • Edit splits when plans change—balances stay fair • Recurring shared bills for rent, utilities, and household costs • Cross-netting reduces back-and-forth when you owe each other in both directions SETTLE UP WITH CONFIDENCE • Record repayments with transfer or “mark paid” • Partial payments and overpayments handled automatically • Settlement progress on every shared bill • Status updates when someone settles — no more chasing receipts in group chat FRIENDS & GROUPS • Add friends by username, email, or invite link • Friend list sorted by who actually owes • Free: split with up to 3 close friends, unlimited activity within those relationships • Pro: unlimited friends, named groups (household, trip, crew), flexible payers, and recurring balance agreements PRIVATE BY DEFAULT • Face ID / Touch ID / passcode lock • Encrypted in transit and at rest • No ads, no data brokers — your money story stays yours IMPORTANT SlipSync does not move money like a bank or payment app. You record bills and settlements to match what happened in real life (bank transfer, cash, Venmo, etc.). FREE FOREVER Personal ledger, shared expenses, settlements, mutual activity, running balances (up to 3 friends), budgeting basics, and reminders — no credit card required. SLIPSYNC PRO Upgrade for unlimited friends, groups, shared account, recurring shared bills, unlimited category budgets, next-month planning, budget alerts, CSV export, and more. Pro includes a 14-day free trial; subscription terms shown in-app. Built in Australia. Designed for iPhone with a modern, focused interface. Download SlipSync and split smarter with every friend. Privacy Policy: https://www.slipsync.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Nema tracks your pace and tells you today where you'll land at the end of the month. See your card's statement date, payday and due date on a single timeline. Spending, debt, savings — all your finances on one screen. WHAT NEMA DOES Month-end projection: know instantly whether you'll finish the month ahead or behind at your current pace. Card timing intelligence: statement close, payday and due date on one timeline, with your statement estimated in advance. Budget & spending: category breakdown, daily spendable amount, income vs. expenses. Calendar: bills, payments and your card cycle in a monthly view. Shared budget: split fixed costs like rent fairly, tag who spent what, and see your own share in every projection. Multi-currency: log expenses in any currency and Nema converts them to yours automatically. Goals: give every goal a date and a roadmap. Ledger: who paid, who owes — never lose track of shared expenses. Investments: follow gold, currencies and stocks in one portfolio. Widgets: your status on the lock screen, without opening the app. MORE WITH NEMA+ Split Bills: split in seconds, log who owes what. Scan Receipts: point the camera, the expense logs itself. Import Statements: bring your bank statement as a PDF and Nema reads the transactions — no bank login, ever. Debt Plan: AI calculates the fastest way out and your debt-free date. Import & Export: bring your data in, take it out as CSV, whenever you want. PRIVACY No bank login required. You bring your data — you decide what to track. Nema+ subscription (weekly or yearly) unlocks the premium tools, starting with a 3 day trial. Prices are shown in the app. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://robust-innovation-450.notion.site/Nema-Terms-of-Use-39fb2eccc4c7805f8f3ef69535f98635 Privacy Policy: https://robust-innovation-450.notion.site/Nema-Privacy-Policy-39fb2eccc4c780dd91ecc319e33a48d5 Questions or feedback: https://robust-innovation-450.notion.site/Support-31eb2eccc4c7809283dac8d175849d19?source=copy_link