Comparison

Settl vs SplitWit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settl

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

Highlights
  • Voice-activated expense logging
  • Flexible splitting methods
  • Group and individual expense tracking
  • Multi-currency support with auto-conversion
  • Detailed activity feed
  • Optional tap-based interface
Read full description

Splitting a bill should take one sentence, not six taps. Settl is the voice-first way to split expenses with friends, roommates, and travel buddies. Tap the mic, say what happened, and the expense is logged, split, and currency-tagged — in about a second. "I paid forty bucks for sushi with Alex." → Logged. Split equally. Categorized. Done. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday, 50 souvenirs Thursday." → Three expenses, dated correctly, converted from yen automatically. EVERYTHING BY VOICE — OR TAP IF YOU PREFER A single mic button sits at the bottom of every screen. Groups, expenses, settlements, friends, history — all reachable by talking. Don't want to talk? Every action still works the old-fashioned way. WHAT YOU CAN DO • Split any expense — equally, by exact amounts, by percentage, or by shares • Group trips, shared houses, and one-off dinners — or settle 1-on-1 with a friend • Track who owes whom across every group, in one clean balance • Multi-currency, auto-converted at daily exchange rates — perfect for travel • See a full activity feed of every change

About

SplitWit

Effortlessly manage shared expenses for trips, rent, or everyday spending with friends. Create groups, add expenses with flexible splitting, and track who owes what with smart settlements and receipt scanning.

Highlights
  • Flexible expense splitting methods
  • Smart debt simplification
  • Receipt scanning with on-device AI
  • Multi-currency support
  • Spending insights and analytics
  • Secure password-less sign-in
Features
Read full description

Share costs. Not the stress. Whether you're planning a trip, splitting rent with roommates, managing household expenses, or keeping track of everyday spending with friends, SplitWit makes sharing expenses effortless. Create groups, add expenses in seconds, and always know who owes what. With flexible splitting methods, smart settlements, receipt scanning, beautiful analytics, and support for over 160 currencies, SplitWit helps every group stay organized from the first expense to the final settlement. Designed for every group • Trips & vacations • Roommates • Couples • Families • Friends • Clubs & events • Everyday shared expenses Split expenses your way Choose the method that fits your situation: • Equal split • Exact amounts • Percentages • Shares (weighted) • Adjustable splits • Itemized expenses Whether you're splitting dinner, groceries, rent, fuel, or an entire vacation, SplitWit adapts to your needs. Powerful features • Smart debt simplification for fewer settlements • Beautiful spending insights and analytics • Scan receipts with on-device AI* • Multi-currency support with live exchange rates and custom group rates • Expense auto-categorization • Secure password-less sign-in • Invite friends with a simple link • Export expenses and settlements • Works beautifully on iPhone and iPad *Receipt scanning uses on-device processing on supported devices for enhanced privacy. Built with privacy in mind Your financial information belongs to you. Receipt scanning happens entirely on your device, and most calculations are performed locally for fast, reliable performance while keeping your data private. Download SplitWit today and make every shared expense simple.

Screenshots

Settl4 screens
SplitWit4 screens

Verdict

The call

Settl and SplitWit are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Settl against 5.0 for SplitWit. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Settl ships an update every 5 days, SplitWit weekly. The most recent releases landed on October 10, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
Settl versus SplitWit: the parameters behind the verdict, then further details
ParameterSettlSplitWit
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Number of ratings11
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size80 MB77 MB
Age rating4+4+
DeveloperRahul RainaSMARITHM PRIVATE LIMITED

Customer experience

Settl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SplitWit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Settl

No in-app purchases

None

SplitWit

No in-app purchases

Questions

Is Settl free?
Settl is free to download, with no in-app purchases.
Is SplitWit free?
SplitWit is free to download, with no in-app purchases.
Which has better reviews, Settl or SplitWit?
Settl and SplitWit are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Settl or SplitWit have ads?
Neither Settl nor SplitWit shows ads.
Which is updated more often, Settl or SplitWit?
Settl ships an update every 5 days, and SplitWit weekly. Most recently, Settl was updated on October 10, 2026 and SplitWit on October 4, 2026.

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