CompoundFX vs RetireSpan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CompoundFX
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CompoundFX is the compound interest calculator that shows you what it takes, not just what you'll have. Model investment growth, plan for retirement, and pressure-test your FIRE goals with precision. Set a goal, $1M by age 60, a down payment, or a college fund, and CompoundFX solves for the missing piece. The rate you’ll need. The years it will take. The deposit you have to make. No more guessing. No more trial and error. GOAL MODE Pick your goal. Choose what to solve for. CompoundFX does the financial math. - Solve for Rate of Return - Solve for Time Horizon - Solve for Starting Principal - Solve for Monthly Contribution COMPARE SCENARIOS Should you save more or invest longer? Pay off debt or boost your 401(k)? Save scenarios and put them head-to-head. See the difference, the total dollar impact, and exactly when one strategy pulls ahead. A CALCULATOR THAT SHOWS ITS WORK - Real-time growth chart with milestone markers ($100K, $250K, $1M) - Year-by-year breakdown with full transparency - Inflation, Taxes, and Expense Ratios: See what you actually keep after fee drag - Daily, weekly, monthly, or annual contributions - Custom compounding intervals (Daily to Annually) - Sub-year precision for short-horizon plans DESIGNED FOR iPHONE & INDIE DEV Dark glass UI. Smooth haptics. Built natively in SwiftUI for iOS 17 and up. No accounts. No ads. No tracking. Your scenarios stay locally on your device. EXPORT AND SHARE Generate a polished two-page PDF report with an executive summary, growth chart, and full milestone breakdown. Or share a branded image to text or social media. FREE FEATURES - Full compound interest calculator - Real-time growth chart and year-by-year table - Inflation, tax, and expense adjustments - Custom contribution and compounding schedules - Branded image sharing PRO: $4.99 (ONE-TIME PURCHASE) - Goal Mode (Solve for any missing variable) - Save unlimited scenarios - Compare scenarios side-by-side - Export two-page PDF reports One purchase. Unlocked forever. Family Sharing fully supported. WHO IT'S FOR Whether you're starting your first Roth IRA, managing index funds, planning early retirement, modeling a college fund, or tracking a Bogleheads portfolio, CompoundFX gives you the answer in seconds. PRIVACY FIRST CompoundFX is fully offline. No data collection. No accounts required. No analytics. No third-party SDKs. Your personal finance data is stored safely on your device. DISCLAIMER CompoundFX is for educational and planning purposes. It does not provide investment, tax, or financial advice. Returns shown are projections based on the inputs you provide and do not guarantee actual investment performance. Questions or feedback? support@originsoftware.net
RetireSpan
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Will your retirement savings last long enough? RetireSpan gives you a clear, honest answer — and shows you exactly what to do if they won't. Most retirement apps are built for growing your money. RetireSpan is built for spending it wisely. If you're 55–65 and approaching retirement, this is the app you've been missing. YOUR RETIREMENT HEALTH SCORE: See instantly whether your plan is on track. Your personal score (0–100) tells you at a glance if your savings will last, with a clear breakdown of what's working and what needs attention. HOW LONG WILL YOUR MONEY LAST? Enter your savings, your monthly income goal, and your retirement date. RetireSpan projects exactly how many years your portfolio will last — and what age you'll run out if you don't adjust. THE 3-BUCKET STRATEGY: The bucket strategy is the gold standard of retirement income planning. RetireSpan helps you split your savings into three buckets: - Cash (1–2 years of expenses): your short-term safety net - Bonds (3–10 years): steady income while your stocks grow - Stocks (10+ years): long-term growth to beat inflation Get monthly reminders when your cash bucket needs a refill — so you never have to sell stocks at the wrong time. THE SIMULATOR: Adjust your withdrawal amount, expected return, and inflation rate — and watch your projection update in real time. Ask "what if?" and get an immediate answer. MONTE CARLO SIMULATION: Don't rely on a single projection. RetireSpan stress-tests your plan against 1,000 randomized market scenarios — giving you a real probability of success, not just a best-case estimate. "Your plan succeeds in 72% of scenarios." That single number tells you more than any spreadsheet. SCENARIO COMPARISON: See how small changes move the timeline. Compare your current plan against a lower-spend scenario and a higher-inflation scenario — side by side. SOCIAL SECURITY OPTIMIZER: Claiming Social Security at 62 vs 70 can mean hundreds of dollars difference per month — for the rest of your life. RetireSpan shows you exactly how each claiming age changes your monthly benefit, so you can make the right call. PDF REPORT: Export a clean, professional summary of your retirement plan to share with your financial advisor, your spouse, or just to keep for your records. BUILT FOR PEOPLE WHO ARE ALMOST THERE: RetireSpan isn't for day traders or crypto investors. It's for people who have spent 30 years building a nest egg and now need a clear, calm plan for spending it wisely. No jargon. No noise. Just clarity. IMPORTANT NOTE: RetireSpan is a planning and educational tool. It does not provide personalized financial advice. Always consult a qualified financial advisor before making major retirement decisions. Privacy Policy: https://asarulabs.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: CompoundFX at none against RetireSpan's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CompoundFX sells 1 one-off in-app purchase and RetireSpan sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | CompoundFX | RetireSpan |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 4 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Origin Software, Inc. | Asaru Labs LTD |
In-app purchases
CompoundFX
- CompoundFX Pro$4.99
RetireSpan
- Weekly Plan$4.997 Days
- Monthly Plan$9.991 Month
- Yearly Plan3 Days trial$59.991 Year








