Comparison

LendWise vs Courtesy Financial App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendWise

Easily track money lent, borrowed, and shared with friends. Features include interest calculation, payment reminders, and bill splitting with multiple methods. Offers multi-currency support and privacy-focused local data storage.

Highlights
  • Track lent and borrowed money
  • Calculate interest and partial payments
  • Set due dates and send reminders
  • Split bills equally or by custom amounts
  • Scan bills with camera
  • Multi-currency support
  • Local data storage and encrypted backup
Features
Read full description

LendWise keeps track of the money you lend, borrow and share, all in one app. It's simple, private and free of ads. LEND & BORROW • Record money you lent or borrowed, with names, notes and attached receipts • Add interest: daily, monthly or yearly • Track partial payments and see the balance reduce • Set due dates and get payment reminders • Remind people by WhatsApp, SMS or call • Archive, restore or permanently delete records • Import from CSV, and export reports as PDF or CSV SPLITBILL • Create groups and add friends from your contacts • Split equally, by items, exact amounts, percentages or shares • Scan a bill with your camera. Text is read on your device, so no internet is needed • See who owes whom, in groups and one to one • Simplify debts automatically • Record settlements and send payment reminders BUILT FOR EVERYONE • Available in English, Hindi, Bengali, Gujarati, Kannada, Malayalam, Marathi, Punjabi, Tamil and Telugu • Works with multiple currencies, including ₹, $, €, £, AED, S$, A$, C$ and ¥ • Optional PIN or Face ID / fingerprint lock PRIVATE BY DESIGN • Your data stays on your device. We don't collect it, upload it or share it • No ads, no subscriptions and no sign-up • Encrypted backup and restore to a file you control Questions or feedback? Write to contactus.samrudhiventures@gmail.com

About

Courtesy Financial App

Estimate federal income tax, generate income statements, and set tax reminders. Securely upload documents for existing clients. Offers free consultations and direct contact with accounting professionals.

Highlights
  • Tax calculator with latest IRS brackets
  • Generate income statement templates
  • Customizable tax deadline reminders
  • Secure client document portal
  • Free consultation scheduling
Features
Read full description

This App puts the accounting and tax expertise of Courtesy Financial LLC at your fingertips — whether you're a small business owner, freelancer, rental property investor, or just trying to stay on top of your personal taxes. TAX CALCULATOR Instantly estimate your 2026 federal income tax using the latest IRS brackets. Enter your income and filing status to see a clear breakdown of what you owe — no guesswork, no subscriptions. INCOME STATEMENT TEMPLATE Generate a professionally formatted Excel income statement template in seconds. Tailored for small businesses, 1099-NEC/freelancers, and rental property owners — with built-in mileage logs, home office deductions, and 28+ expense categories auto-calculated for you. Everything stays on your device; we never see your numbers. TAX REMINDERS Never miss a tax deadline again. Set custom reminders for quarterly estimated payments, W-2 season, extensions, and more. Reminders are stored privately on your device. SECURE CLIENT PORTAL Existing clients can securely upload documents directly to Courtesy Financial LLC through our encrypted Encyro portal — no email attachments needed. GET IN TOUCH Schedule a free consultation, call us directly, or reach out through the app. Our team serves individuals, small businesses, freelancers, and landlords across Florida and beyond. — Courtesy Financial LLC is a professional accounting and tax services firm. We specialize in bookkeeping, personal and business tax preparation, payroll, and custom financial tools. All calculations are for estimation purposes only and do not constitute tax advice. Consult a qualified tax professional for your specific situation.

Screenshots

LendWise4 screens
Courtesy Financial App4 screens

Verdict

The call

The clearest difference is update cadence: Courtesy Financial App at every 5 days against LendWise's every 3 weeks. LendWise's advantage is ratings volume (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for LendWise against 5.0 for Courtesy Financial App. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

LendWise ships an update every 3 weeks, Courtesy Financial App every 5 days. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
LendWise versus Courtesy Financial App: the parameters behind the verdict, then further details
ParameterLendWiseCourtesy Financial App
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings3 — better1
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size75 MB43 MB
Age rating4+17+
DeveloperMahesh kumar NallakuttythevarCASEY ADAM MALLETT

Customer experience

LendWise

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Courtesy Financial App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LendWise

No in-app purchases

None

Courtesy Financial App

No in-app purchases

Questions

Is LendWise free?
LendWise is free to download, with no in-app purchases.
Is Courtesy Financial App free?
Courtesy Financial App is free to download, with no in-app purchases.
Which has better reviews, LendWise or Courtesy Financial App?
LendWise and Courtesy Financial App are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do LendWise or Courtesy Financial App have ads?
Neither LendWise nor Courtesy Financial App shows ads.
Which is updated more often, LendWise or Courtesy Financial App?
LendWise ships an update every 3 weeks, and Courtesy Financial App every 5 days. Most recently, LendWise was updated on November 9, 2026 and Courtesy Financial App on October 31, 2026.

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