Comparison

LendWise vs ExpenseBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendWise

Easily track money lent, borrowed, and shared with friends. Features include interest calculation, payment reminders, and bill splitting with multiple methods. Offers multi-currency support and privacy-focused local data storage.

Highlights
  • Track lent and borrowed money
  • Calculate interest and partial payments
  • Set due dates and send reminders
  • Split bills equally or by custom amounts
  • Scan bills with camera
  • Multi-currency support
  • Local data storage and encrypted backup
Features
Read full description

LendWise keeps track of the money you lend, borrow and share, all in one app. It's simple, private and free of ads. LEND & BORROW • Record money you lent or borrowed, with names, notes and attached receipts • Add interest: daily, monthly or yearly • Track partial payments and see the balance reduce • Set due dates and get payment reminders • Remind people by WhatsApp, SMS or call • Archive, restore or permanently delete records • Import from CSV, and export reports as PDF or CSV SPLITBILL • Create groups and add friends from your contacts • Split equally, by items, exact amounts, percentages or shares • Scan a bill with your camera. Text is read on your device, so no internet is needed • See who owes whom, in groups and one to one • Simplify debts automatically • Record settlements and send payment reminders BUILT FOR EVERYONE • Available in English, Hindi, Bengali, Gujarati, Kannada, Malayalam, Marathi, Punjabi, Tamil and Telugu • Works with multiple currencies, including ₹, $, €, £, AED, S$, A$, C$ and ¥ • Optional PIN or Face ID / fingerprint lock PRIVATE BY DESIGN • Your data stays on your device. We don't collect it, upload it or share it • No ads, no subscriptions and no sign-up • Encrypted backup and restore to a file you control Questions or feedback? Write to contactus.samrudhiventures@gmail.com

About

ExpenseBook

Effortlessly track daily expenses, manage multiple accounts, and set budgets with intuitive tools. Analyze spending habits through visual reports and secure your financial data locally. Offers multi-language support and optional premium features for advanced users.

Highlights
  • Multi-wallet management
  • Category & subcategory tagging
  • Intuitive budget planner
  • Graphical spending reports
  • Local security with biometrics
  • Multi-language support
Features
Read full description

ExpenseBook is the ultimate personal finance tracker designed to help you take control of your financial life. Easily monitor your daily expenses, manage multi-account wallets, set strict budgets, and analyze spending habits with beautiful visual reports. Whether you want to track daily coffee expenses, manage household budgets, or split payee logs, ExpenseBook makes it simple, secure, and intuitive. Key Features: • Multi-Wallet Management: Create custom accounts for credit cards, banks, and cash with personalized colors. • Category & Subcategory Tagging: Group transaction details by parent categories (e.g. Salary, Utilities, Food) and view subcategories for deeper insights. • Intuitive Budget Planner: Set monthly or yearly budget limits by category or wallet to keep your spending in check. • Rich Graphical Reports: Analyze income vs. expense ratios and payment mode splits with interactive, clean charts. • Local Security & Backups: Protect your private logs with Face ID biometric authentication and secure local database exports. • Seamless Multi-Language Support: Fully localized for regional user settings (Hindi, English UK, etc.). Upgrade to ExpenseBook Pro: Unlock premium capabilities including unlimited attachments, advanced custom subcategories, and secure cloud backups. Start your journey to financial freedom today. Download ExpenseBook! MEMBERSHIP SUBSCRIPTION: You can subscribe for unlimited access to all features in the app. Payment will be charged to the iTunes Account at confirmation of purchase. Terms & Conditions: https://jeky1990.github.io/fakePostTerms.io/TOU Privacy Policy: https://jeky1990.github.io/fakePostPrivacy.io/

Screenshots

LendWise4 screens
ExpenseBook4 screens

Verdict

The call

The clearest difference is in-app purchases: LendWise at none against ExpenseBook's 1. On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ExpenseBook sells 1 one-off in-app purchase. LendWise asks for nothing beyond the download.

Scorecard2 real differences · 8 level
LendWise versus ExpenseBook: the parameters behind the verdict, then further details
ParameterLendWiseExpenseBook
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size75 MB40 MB
Age rating4+4+
DeveloperMahesh kumar NallakuttythevarJaykishan Moradiya

Customer experience

LendWise

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ExpenseBook

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LendWise

No in-app purchases

1 purchases

ExpenseBook

One-time1
  • Expense Diary Lifetime$9.99

Questions

Is LendWise free?
LendWise is free to download, with no in-app purchases.
Is ExpenseBook free?
ExpenseBook is free to download, with in-app purchases available.
Do LendWise or ExpenseBook have ads?
Neither LendWise nor ExpenseBook shows ads.

Other comparisons