Comparison

Spacepay vs NillarPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spacepay

Features
Read full description

SpacePay is the simplest way to pay your bills in Nigeria. Top up airtime, buy data, pay electricity, settle DSTV, GOtv, Startimes โ€” all from one secure wallet. No queues. No stress. Just tap and pay. WHY SPACEPAY? - One wallet for everything. Fund once, pay any bill instantly. - Made for Nigeria. MTN, Airtel, Glo, T2 Mobile, IKEDC, EKEDC, AEDC, DSTV, GOtv, Startimes โ€” all supported out of the box. - Built for speed. Most transactions complete in under 5 seconds. - Bank-level security. PIN, biometrics and 2FA protect every payment. - Receipts that stay. Every transaction is saved โ€” no more digging through SMS. WHAT YOU CAN DO - Buy airtime for any Nigerian network - Buy data bundles at the best rates - Pay your electricity bill (prepaid and postpaid) - Pay for cable TV: DSTV, GOtv, Startimes - Buy exam pins (WAEC, NECO, JAMB) - Top up betting accounts - Save and reuse beneficiaries - Track every payment in your transaction history SECURITY YOU CAN TRUST Your money and data are protected by industry-standard encryption, two-factor authentication, biometric login, and a transaction PIN on every payment. Verified by NDPR-compliant KYC. GETTING STARTED 1. Download SpacePay 2. Sign up with your phone number 3. Verify your identity in minutes 4. Fund your wallet and start paying SUPPORT Our team is available 24/7 to help. Reach us inside the app via Help Center or email support@spacepay.ng. Built in Nigeria, for Nigeria. Welcome to easier payments.

About

NillarPay

Features
Read full description

NillarPay is a fast, secure, and easy-to-use mobile wallet built for everyday Nigerians. Whether you're sending money to family, paying bills, buying airtime, or managing your finances, NillarPay puts everything you need in one place. KEY FEATURES Send & Receive Money Transfer money instantly to anyone search by name from your contacts or enter their NillarPay ID. Transactions settle in seconds. Fund Your Wallet Top up your wallet easily via bank transfer or card payment. Your balance is always available, even offline. Buy Airtime & Data Purchase airtime and data bundles for any network: MTN, Airtel, Glo, and 9mobile - directly from the app. Pay Bills Pay electricity, cable TV (DSTV, GOtv, Startimes), water, and more without leaving the app. Bank-Grade Security Your account is protected with biometric authentication (Face ID / Touch ID), a personal PIN, and end-to-end encrypted transactions. Your money is always safe. Real-Time Notifications Get instant alerts for every transaction: so you always know exactly what's happening with your money. Transaction History View a full history of all your transactions. Filter, search, and download receipts anytime. Contacts Integration NillarPay connects with your phone contacts so you can quickly find and pay the people you already know. NillarPay is operated by Nillar Limited, a registered financial services company. Your funds are secured and your data is protected in accordance with our Privacy Policy. Download NillarPay today and experience the easiest way to manage your money.

Screenshots

Spacepay4 screens
NillarPay2 screens

Verdict

The call

Spacepay and NillarPay are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Spacepay versus NillarPay: the parameters behind the verdict, then further details
ParameterSpacepayNillarPay
PriceFreeFree
Update frequencyEvery 2 monthsโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.515.1 โ€” better
Further details โ€” not scored
Size98 MB45 MB
Age rating4+4+
DeveloperSpacebyte Technologies LimitedNillar Limited

In-app purchases

None

Spacepay

No in-app purchases

None

NillarPay

No in-app purchases

Questions

Is Spacepay free?
Spacepay is free to download, with no in-app purchases.
Is NillarPay free?
NillarPay is free to download, with no in-app purchases.
Do Spacepay or NillarPay have ads?
Neither Spacepay nor NillarPay shows ads.

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