Comparison

Agent Tick vs Paytools

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Agent Tick

Features
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Agent Tick is a least-permission Request routing layer for coding agents. Use the Agent Tick app when your local coding agent needs a bounded human response while you are away from your desk: - Steering lets you choose from bounded options the agent provided. - Sanctions let you approve or deny one specific risky action before it happens. - Status Updates show what the agent is doing and it's full reply at the end of a turn. Agent Tick is not a remote shell. The app cannot execute arbitrary commands on your machine, and approved actions still run in your local agent environment. The service is source-available and self-hostable. You can inspect the code and run your own Agent Tick server, or use the hosted service when you want routing, push notifications, updates, and uptime handled for you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://agenttick.sh/privacy

About

Paytools

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Paytools is an offline payment-engineering workbench for developers, QA engineers, integrators, students, and fintech teams. Decode and inspect common payment-message structures, explore field definitions, convert technical data, and keep essential payment references close at hand. Processing happens locally on your device, so pasted messages and imported files are not uploaded to a server. PAYMENT TOOLS • Inspect ISO 8583 MTIs, bitmaps, and present data elements • Decode and build primary and secondary bitmaps • Parse BER-TLV data and identify common EMV tags • Recognize SWIFT MT blocks and ISO 20022 XML messages • Convert between HEX, ASCII, decimal, binary, and packed BCD • Validate synthetic card numbers with the Luhn algorithm • Compose synthetic Track 2 and ISO-0 PIN-block test data • Use development utilities for XOR and DES odd parity KNOWLEDGE LIBRARY • Search all 128 ISO 8583 data elements • Learn ISO 8583:1987, 1993, and 2003 MTI concepts • Follow authorization from merchant to acquirer, scheme, and issuer • Understand STIP, advice, reversal, clearing, and settlement flows • Review ISO 20022 message families and validation concepts • Study EMV transaction and cryptogram terminology CODES AND FIELDS Search operational response-code references for common ISO profiles, Visa, Mastercard, UnionPay/UPI, 3-D Secure, and gateway HTTP outcomes. Open any ISO field for its purpose, format, and implementation notes, including an expanded guide to DE22 POS Entry Mode. PRIVATE BY DESIGN Paytools has no account requirement and no cloud processing. Use synthetic or appropriately masked test data. Production payment formats and code meanings can vary by network, region, product, and specification release. Paytools is an independent educational and development utility. It is not affiliated with or endorsed by any payment network. Formal certification and production processing require the current authorized specifications, test packs, approved cryptographic systems, and applicable security controls.

Screenshots

Agent Tick4 screens
Paytools4 screens

Verdict

The call

The clearest difference is in-app purchases: Paytools at none against Agent Tick's 4. Agent Tick's advantage is update cadence (every 2 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Agent Tick sells 4 in-app purchases, starting at $4.99 per month. Paytools asks for nothing beyond the download.

UpkeepUpdate frequency

Agent Tick ships an update every 2 days, Paytools every 2 months. The most recent releases landed on September 12, 2026 and September 22, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Agent Tick versus Paytools: the parameters behind the verdict, then further details
ParameterAgent TickPaytools
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size39 MB4 MB
Age rating4+4+
DeveloperSelf-Deprecated ApSEmin Mammadov

In-app purchases

4 purchases

Agent Tick

Subscriptions2
  • Hosted Service - Monthly$4.991 Month
  • Hosted Service - Yearly$49.991 Year
One-time2
  • 7 Day TrialFree
  • Lifetime App Unlock$19.99
None

Paytools

No in-app purchases

Questions

Is Agent Tick free?
Agent Tick is free to download, with in-app purchases available.
Is Paytools free?
Paytools is free to download, with no in-app purchases.
Do Agent Tick or Paytools have ads?
Neither Agent Tick nor Paytools shows ads.
Which is updated more often, Agent Tick or Paytools?
Agent Tick ships an update every 2 days, and Paytools every 2 months. Most recently, Agent Tick was updated on September 12, 2026 and Paytools on September 22, 2026.

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