LoanBee vs DebtFlow

Easily calculate repayments, compare overpayment strategies and track your loans and mortgages in one clear app. LoanBee helps you understand your monthly repayments, total interest and estimated payoff date. Calculate using a fixed term or target monthly payment, then explore how changes to the interest rate, repayment term or overpayment amount could affect the cost of your borrowing. Clear charts and a month-by-month amortisation schedule show how each payment is divided between principal and interest, helping you see where your money goes over time. Save your loans and mortgages to follow their progress. Track mortgage deals, record regular or lump-sum overpayments and update balances using figures from your lender. LoanBee estimates how much interest you may save and how much sooner you could repay what you owe. Whether you are planning a mortgage, car loan, personal loan or another big purchase, LoanBee helps you explore your options and make more informed plans. LoanBee supports GBP, USD, EUR and PLN and is available in English and Polish. Calculations are estimates for planning purposes and may differ from lender figures. LoanBee does not provide financial advice.

DebtFlow is the simplest way to track money between people — and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate — DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING — Log money you've lent or borrowed in seconds — Track partial repayments with progress bars — Attach payment receipts and transfer references as proof — Get reminders before due dates — Organise debts by category — personal, business, family CONTACTS — One profile per person shows your full history together — See the net balance between you and anyone at a glance — Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS — Set up repeating entries for subscriptions, loan instalments, or shared bills — New entries generate automatically on schedule — Settle one or all at once when payments come through SAVINGS GOALS — Create goals for anything — a phone, a trip, an emergency fund — Track progress with deposit history and a visual progress bar — Get a daily, weekly, and monthly savings pace so you always know if you're on track — Celebrate milestones at 25%, 50%, 75%, and 100% — Export your savings history as CSV DESIGNED FOR REAL LIFE — Works in any currency — Dark and light mode — PIN lock for privacy — Fast, offline-first — no account required DebtFlow works for anyone managing money between people — freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms