Smira vs Bufft
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Smira
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Smira is the expense tracker that lets you log money in seconds using simple, natural language. No complicated forms. No endless categories. Just type what happened and Smira takes care of the rest. Type: β’ "Coffee 20" β’ "Netflix 30" β’ "Salary 5000" β’ "Uber 15" Smira instantly records the transaction, updates your budget, and keeps your finances organised in currency you selected during onboarding. ### LOG EXPENSES IN SECONDS Adding expenses and income should be quick. Simply type a transaction in plain language and Smira automatically captures the amount, date, and transaction details. Use Expense or Income mode whenever needed for complete control. ### TRACK YOUR MONEY IN ONE PLACE Manage all your finances across multiple accounts. β’ Cash β’ Bank accounts β’ Credit cards β’ Digital wallets Transfer money between accounts and keep an accurate picture of your finances. ### STAY ON BUDGET Create monthly budgets for the categories that matter most. Smira tracks your spending throughout the month and helps you spot overspending before it becomes a problem. ### REACH YOUR SAVINGS GOALS Whether you're saving for a vacation, emergency fund, new car, or major purchase, Smira helps you stay focused and monitor progress. ### ASK QUESTIONS ABOUT YOUR FINANCES Your personal finance assistant is always available. Ask questions like: β’ How much did I spend on food this month? β’ What were my biggest expenses last week? β’ How much money do I have left in my budget? Get answers based on your own financial data. ### SMART INSIGHTS (PRO) Understand where your money goes with AI-powered analysis. Pro features include: β’ Spending insights β’ Weekly financial summaries β’ Budget risk alerts β’ Burn rate analysis β’ 7-day spending forecasts ### REPORTS & ANALYTICS (PRO) See the bigger picture with detailed reports. β’ Monthly spending trends β’ Category breakdowns β’ Financial summaries β’ CSV export ### FREE FEATURES β’ Unlimited expense tracking β’ Unlimited income tracking β’ Budgets β’ Savings goals β’ Multiple accounts β’ Basic reports β’ 5 AI chats per week ### PRO FEATURES β’ 50 AI chats per day β’ Smart Insights β’ Budget risk alerts β’ Burn rate analysis β’ 7-day forecasts β’ Advanced reports β’ Priority support ### PRIVATE & SECURE Your financial data is encrypted and stored securely. Your information belongs to you and is never sold to third parties. Take control of your money with faster expense tracking, smarter budgeting, and actionable insights. Download Smira today. ai expense tracker, expense logger, money tracker, bill reminder, budget assistant, expense log, daily expense, expense diary, finance chatbot, savings goals, personal budget,AI finance assistant app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy - https://niprajdigital.com/privacy
Bufft
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Just Speak. Bufft Does the Rest. Stop fighting with tedious drop-down menus, dense spreadsheets, and manual typing. Meet Bufftβthe ultra-minimalist, zero-friction expense tracker powered entirely by your voice. Whether youβre on the move, stepping out of a taxi, or grabbing a morning coffee, managing your money is now as simple as sending a voice note. THE MAGIC OF MULTI-LOGGING Traditional budgeting apps feel like a second job. Bufft reduces data entry to a single breath. Just tap, talk, and watch the magic happen. You can log multiple expenses at once:"Spent $9 on a taxi, $12 on lunch, and $50 on groceries."Instantly, Bufft's AI parses your voice, extracts the amounts, and accurately categorizes every single item into your ledger. No manual entry required. ULTRA-MINIMALIST BY DESIGN We believe financial clarity shouldn't come with cognitive overload. Bufft features a distraction-free, typewriter-inspired interface. No aggressive pie charts, no cluttered tabs, and no flashing ads. Just a beautiful, clean, chronological timeline of your cash flow. YOUR PRIVATE AI FINANCIAL ADVISOR Bufft doesn't just watch your money; it helps you understand it. Tap into your built-in AI financial advisor to get personalized, conversational insights on demand. Ask questions like: "How much did I spend on dining out this week?" "Am I on track to hit my savings target?" "Give me a quick summary of my lifestyle expenses." PRIVACY-FIRST EXPERIENCE Tired of linking your sensitive banking credentials to third-party apps just to automate your tracking? Bufft gives you the speed of total automation without harvesting your bank data or needing your passwords. Your voice is your utility. Key Features: Instant Voice Logging: Speak naturally to record single or multiple expenses. Smart AI Categorization: Hands-free categorization that learns your habits. Minimalist Interface: A clean ledger designed for ultimate scannability. AI Insights: A conversational advisor to help cut waste and build financial health. Turn budgeting from a daily chore into a 3-second habit. Download Bufft today and polish your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Smira at none against Bufft's shown. Smira also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.1). Bufft's advantage is update cadence (every 5 days vs every 3 weeks). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Smira sells 2 in-app purchases, starting at $9.99 per month and Bufft sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Smira ships an update every 3 weeks, Bufft every 5 days. The most recent releases landed on October 16, 2026 and October 25, 2026 respectively.
| Parameter | Smira | Bufft |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 5 days β better |
| Ads | No β better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.1 β better | 26.1 |
| Further details β not scored | ||
| Size | 51 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Gunal Bondre | Sergey Mast |
In-app purchases
Smira
- Smira Premium Monthly$9.991 Month
- Smira Premium Yearly$79.991 Year
Bufft
- Bufft Premium Features Yearly$1.997 Days
- Bufft Premium Features Monthly$4.991 Month
- Bufft Premium Features Yearly$19.991 Year









