Comparison

Project Expense Tracker vs PennyTap Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Project Expense Tracker

Features
Read full description

Take Control of Your Project Finances Stop guessing where your money goes. Project Expense Tracker is flexible way to manage your personal and professional project finances. Whether you are managing a home renovation, planning a wedding, or tracking business expenses, our project-based approach keeps your data organized and actionable. Key features include: Project-Based Tracking: Organize your expenses into dedicated projects. Keep your vacation budget separate from your household bills or business costs. Collaborative Budgeting: Invite partners, family members, or colleagues to your projects. Track shared spending and manage member roles in real-time. Smart Category Budgets: Set specific spending limits for categories within each project. Visual progress bars show you exactly how much you have left to spend. Recurring Bill Manager: Never miss a payment. Track subscriptions, utilities, and recurring bills with automatic reminders and "Next Run Date" tracking. Detailed Insights & Reports: View beautiful charts that break down your spending by category, project, and time period. Cross-Platform Sync: Start on your iPhone, manage on your iPad, and review on the web. Your data is always in sync. Guest Mode: Try the app immediately without an account. When you’re ready, migrate your guest data to a permanent account with one tap. Secure & Private: Sign in securely with Apple, Google, or Email. Your data is protected. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://projectexpensetracker.net/privacy

About

PennyTap Budget Tracker

Features
Read full description

PennyTap is a simple personal bookkeeping app for daily income, spending, bills, budgets, and monthly statistics. Record an expense or income in a few taps, choose a category and account, add a note, and keep each ledger organized. The overview shows your monthly balance, budget progress, recent bills, and category breakdowns so you can see where your money went without building a spreadsheet. Free features include quick entry, bill management, search and filters, custom categories, accounts, ledgers, monthly budgets, recurring bills, local JSON backup and restore, reminders, privacy lock, dark mode, and home screen widgets. PennyTap Pro adds CSV import, CSV export, and iCloud manual backup and restore. iCloud backup is a manual recovery tool, not automatic multi-device sync. PennyTap does not require an account. Your main ledger data is stored on your device with SwiftData, and the widget uses a small local App Group snapshot for monthly stats. Terms of use: https://pureinsight.co/apps/pennytap/terms

Screenshots

Project Expense Tracker4 screens
PennyTap Budget Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: PennyTap Budget Tracker at none against Project Expense Tracker's 3. Project Expense Tracker's advantage is iOS requirement (15.5 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Project Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. PennyTap Budget Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Project Expense Tracker ships an update every 5 weeks, PennyTap Budget Tracker monthly. The most recent releases landed on September 10, 2026 and September 8, 2026 respectively.

Scorecard2 real differences Β· 4 level
Project Expense Tracker versus PennyTap Budget Tracker: the parameters behind the verdict, then further details
ParameterProject Expense TrackerPennyTap Budget Tracker
PriceFreeFree
Update frequencyEvery 5 weeksMonthly β€” better
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.5 β€” better17.0
Further details β€” not scored
Size102 MB4 MB
Age rating4+4+
DeveloperJohn WanjiruPURE INSIGHT TECHNOLOGY LTD

In-app purchases

3 purchases

Project Expense Tracker

Subscriptions2
  • Pro Subscription3 Days trial$3.991 Month
  • Year Pro Subscription$29.991 Year
One-time1
  • Lifetime Access$59.99
None

PennyTap Budget Tracker

No in-app purchases

Questions

Is Project Expense Tracker free?
Project Expense Tracker is free to download, with in-app purchases available.
Is PennyTap Budget Tracker free?
PennyTap Budget Tracker is free to download, with no in-app purchases.
Do Project Expense Tracker or PennyTap Budget Tracker have ads?
Neither Project Expense Tracker nor PennyTap Budget Tracker shows ads.
Which is updated more often, Project Expense Tracker or PennyTap Budget Tracker?
Project Expense Tracker ships an update every 5 weeks, and PennyTap Budget Tracker monthly. Most recently, Project Expense Tracker was updated on September 10, 2026 and PennyTap Budget Tracker on September 8, 2026.

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