Budget Planner App vs Byllo

Plan every dollar. See what comes next. FloosYo is a subscription app. Every feature described below requires an active subscription. New accounts start with a free trial. FloosYo helps you turn income, bills, recurring expenses, and everyday spending into a clear plan, so you can understand where your money is headed before it gets there. Most finance apps show you what already happened. FloosYo helps you prepare for what happens next. See your spending month by month. Plan your income across the categories that matter. Track bills, subscriptions, and daily habits before they become surprises. Connect your bank to bring in transactions automatically, or add expenses yourself. Track your savings goal, customize your categories, and understand how a choice today can affect your week, month, and year. A $5 daily coffee is $1,825 a year. A barely used $39 gym membership is $468 a year. Small expenses stop looking small when you see the full picture. FloosYo gives every dollar context, so you can decide what to keep, what to skip, and what deserves your attention. HOW IT WORKS 1. Build your plan Set up your income, budgets, bills, subscriptions, and spending categories in one place. Customize your categories and track your savings goal. FloosYo helps you give every dollar a purpose. 2. See what comes next Review your spending pace, monthly reports, upcoming bills, and recurring costs. Connect your bank to bring in transactions automatically and detect recurring charges and subscriptions. See the impact of your choices across days, weeks, months, and years. 3. Stay ahead Track what is due, spot costs that are adding up, skip spending you do not need, and keep building habits that support your goals. INCLUDED WITH YOUR SUBSCRIPTION • Income and budget planning • Optional bank linking with automatic transaction imports • Automatic subscription and recurring expense detection • Monthly spending reports and trends • Subscription and recurring bill tracking • Upcoming due-date reminders • Future cost projections • Daily, weekly, monthly, and yearly spending views • Voice, typing, and paste expense entry • Savings tracking and streaks • Savings goal tracking • Custom categories, colors, and icons • Home screen widgets • Light and dark mode PRIVATE BY DEFAULT Your financial data stays private. We do not sell your data. No bank linking required. Bank linking is completely optional. Bank connections are read-only. FloosYo cannot move your money. Built for people who want a clear plan for their money, without complicated spreadsheets or overwhelming budgeting systems. Simple. Clear. Human. SUBSCRIPTIONS FloosYo is available as a monthly or yearly auto-renewing subscription. The price is shown in the app before you buy. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Charges are applied to your Apple ID account. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy: https://floosyo.com/en/privacy Terms of Use: https://floosyo.com/en/terms

Money shouldn't feel like a test you keep failing. Byllo is a calm place to keep track of bills, loans and spending. It's built for people whose brains forget things, and whose income doesn't always arrive on schedule. ONE HONEST NUMBER Your balance lies. It doesn't know about the rent, the EMI, or the money you still owe a friend. Byllo sets all of that aside first and shows you what's genuinely left. Set a monthly cap yourself and safe-to-spend stays honest. ONE CALM LIST Bills and spending live together in a single list, filtered by what's coming soon, what's paid, and what's already history. Add something in a couple of taps. Swipe to remove it. Nothing shouts at you. MONEY IN MOTION The money that usually goes missing: what you lent, what you borrowed, and the loans still running. Byllo tracks how much of each one you've actually paid off and how many EMIs are left. And when money you lent is never coming back, you can let it go, and Byllo stops counting it against you. INSIGHTS THAT DON'T LECTURE Where your money went this month, by category. Income against expenses across six months. How many bills you cleared. Clear charts, plainly labelled, no judgment attached. BUILT TO STAY YOURS Byllo keeps everything on your device. No account. No server. No tracking. Lock it behind Face ID or a PIN. Export a copy whenever you like, and that copy goes to you, not to us. WHAT BYLLO WILL NEVER DO No ads. No selling your data. No streaks to break. No guilt notifications. No language that treats a missed bill like a moral failure. Byllo was made for people who've quietly given up on money apps that demand more organisation than they have to give. If an app has ever made you feel worse about your money, this one is trying to do the opposite. Byllo is a personal money tracker. It isn't a bank or a lender, and it doesn't give financial advice. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bylloapp.com/privacy