TillNext vs penii

TillNext: Paycheck Planner is a simple paycheck planning app for people who want to know what is coming in, what needs to go out, and what is left before the next payday. Set up recurring income, recurring bills, and one-time expenses. TillNext turns those details into a practical month view so you can keep track of upcoming items, mark bills as pending or paid, review previous occurrences of recurring items, and see how the month changes as real life happens. Home starts with safe cash to spend, a Can I buy this? check, and cashflow totals to compare against your bank. Month bank balances are explicit, so a new month starts clean unless you enter or match the bank balance for that month. Card tools live in their own optional tab, and Month shows the rest of the selected month day by day. The Recurring tab also lets you move between months, so future-starting recurring bills can be reviewed before they affect the current month. Recurring expense rows show the selected month's occurrence days beside their cadence, and entry editors keep amount, name, dates, frequency, and end dates clear and easy to adjust. Home Screen widgets keep the Till Next amount visible outside the app. Small and medium widgets include quick-add buttons for one-time income and expenses, and the large widget shows the next few Home items. TillNext is local-first and intentionally simple. There is no account to create, no external connectors, no Google integrations, no ads, and no analytics tracking. Your planning details stay on your device unless you choose to export them. Features: - Monthly paycheck and expense planning - Recurring income and recurring bill schedules - Month-aware recurring schedule editing - Recurring expense occurrence days in the selected month - Past occurrence history for recurring items - Explicit month bank balance matching without pulling prior-month leftovers forward automatically - Centered amount entry and clearer tappable date controls - One-time income and expense entries - Safe cash, card payback, and rest-of-month cashflow checks - Small, medium, and large Home Screen widgets - Widget quick-add buttons for one-time income and expenses - Pending, paid, skipped, and received status tracking - CSV export from Settings, including Home cash, card payback, and day-by-day cash detail rows - Local reset from Settings - 30-day full-editing trial - One-time lifetime unlock through the App Store TillNext is for personal planning only. It is not financial, tax, legal, investment, credit, or banking advice. Always review your real accounts before making spending or payment decisions.

Penii helps you plan your money before you spend it. Add your income, bills, goals, and weekly budget, then see how your money is expected to move through the month. Your budget is built into the forecast, so you can see what is due, what is left, and what is safe to spend. Instead of only looking back at what already happened, penii helps you look ahead. Plan your month in a full calendar view, track bills and activity, customize your dashboard, and stay closer to your money week by week. No bank linking. No account syncing. You enter only what you choose. FEATURES FORECAST YOUR MONTH See your income, bills, goals, weekly budget, and remaining balance across a full month view. KNOW WHAT IS SAFE TO SPEND Your weekly budget is planned into your money flow, helping you see what is already spoken for before money is actually spent. TRACK BILLS AND ACTIVITY Log bills, mark them paid, and keep a clear record of what has happened. CUSTOMIZE YOUR DASHBOARD Choose the dashboard layout and background that make your money easier to read. SET GOALS Create savings goals and track progress over time. PRIVATE BY DESIGN penii does not link to your bank. You enter only what you choose, and you can delete your account and data from Settings. Terms of Use: https://penii.us/terms Privacy Policy: https://penii.us/privacy