Compound Interest & Withdrawal vs Subscription Manager

Plan your money from your first dollar saved to your last dollar withdrawn. A focused financial calculator that does two jobs really well: it projects what your savings become over decades, and shows how long they'll last once you start drawing them down. GROW YOUR WEALTH Project compound growth with realistic, customizable inputs: • Starting amount and recurring contributions • Monthly or annual contribution schedules • Daily, monthly, or annual compounding • Year by year breakdown of every dollar earned • Visual breakdown of principal, contributions, and interest PLAN YOUR RETIREMENT Stress-test your nest egg before you depend on it: • Inflation-adjusted • Model any withdrawal rate (4%, 3.5%, custom) • See exactly when (or if) your money runs out • Monthly, quarterly, or annual withdrawal schedules • CAGR-based returns, the way stock returns are actually quoted BUILT FOR CLARITY • Interactive charts you can tap to explore • Auto-calculates as you type

Take Control of Your Subscriptions — Without Giving Up Your Privacy In a world where subscriptions are everywhere, it's surprisingly easy to lose track of what you're actually paying for. Streaming services, cloud storage, software licenses, gym memberships, news platforms — they add up fast, and most people have no idea how much they're spending every month until they check their bank statement and feel the shock. That's exactly why this app exists. Whether you're an individual trying to manage your personal finances or a business owner keeping an eye on company software and service costs, this app gives you a clear, organized view of every subscription you have — all in one place, with no monthly fees, no premium tiers, and no paywalls hiding the features you actually need. Everything You Pay For, Finally Organized Add your subscriptions manually in seconds. Set the billing cycle — monthly, annual, weekly, or custom — and the app keeps track of renewal dates, total spend, and spending trends over time. You'll always know what's coming up, what you've already paid, and where your money is going. The built-in analytics break your spending down by category, so you can see at a glance whether you're overspending on marketing tools, cloud storage, or entertainment. No more surprises. No more forgotten trials converting to paid plans. No more paying for services you stopped using months ago. Built for Individuals and Businesses Alike Personal or professional, the app adapts to your needs. Individuals can track everything from Netflix to Spotify to their annual iCloud plan. Business owners and managers can log every SaaS tool, cloud service, and recurring software license the company uses — getting a real picture of operational costs without needing a dedicated finance team. The spending overview and category breakdowns make it easy to identify where cuts can be made and which services are delivering real value. When it's time to review the budget, you'll have all the data you need right in your pocket. Your Privacy Comes First — Always Here's what makes this app genuinely different: it never connects to your bank account or any financial institution. There is no integration, no open banking, no account linking, and no sensitive financial credentials ever involved. Every single piece of data you enter stays on your device, under your control. This is a fully manual system — and that's a feature, not a limitation. You decide what goes in. You decide what stays private. There's no server storing your spending habits, no algorithm analyzing your financial behavior, and no third party with access to your data. In an era where privacy is increasingly rare, this app gives you complete peace of mind. One Price. Everything Included. Forever. No subscription to manage your subscriptions. No irony here — just a straightforward one-time purchase that gives you full, permanent access to every feature the app offers. No monthly plan. No annual renewal. No "basic" tier with locked features pushing you toward an upgrade. You pay once, and the app is yours. That's the way software should work. Why Keep Paying for Things You Forgot About? Studies show that the average person underestimates their monthly subscription spending by a significant margin. Small charges are easy to overlook, but they compound into hundreds — sometimes thousands — of dollars lost every year on services that quietly renew without a second thought. This app puts you back in control. Clear. Simple. Private. Powerful. Download it once. Use it forever. Finally know exactly where your money is going. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/